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Info on this jacket?

Just got married 2 months ago, so my savings was mostly depleted lol. Plus the wife has a year left in school and it's just be me covering the the bills right now. I want to beef up my savings some more first in case of any emergencies and then I'll go ahead and pay it off.

It's the debt from purchasing it. I could have paid it in full but they offered 0% financing for 18 months. 

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Cool, sounds good man. I hope everything works out smoothly and quickly for you. Let me know if you have any questions or issues along the way.

Yeah, I see what your saying. I agreed in my original post that there is going to be no blame on OP, but there is blame on both of the other drivers. Allstate likely won't roll over and take responsibility for 100% of this accident. The reason why I recommended OP use his own coverages is that...

No that's not correct. The ticket the officer issues is only for a traffic violation. It does not determine fault although it can be used as evidence towards a liability decision. Unless the officer witnessed the accident, his word isn't really any different than the drivers involved. For...

This is correct as well. Police officers do not determine who is responsible in the accident. They only gather the initial statements at the scene and put them on the police report and possibly issue tickets. They will then leave up to the insurance companies to handle

Insurance claims adjuster here for a major auto carrier. I don't believe this claim is going to work out as easy as it seems. The person you spoke with at Allstate is just a phone rep who takes claims reports but is not a liability adjuster. Based on what you said happened in the accident, you...

We seem to be in the same position. I work at GEICO in the VA Beach location and I am contemplating on moving to DC for the IT department. I just need to finish up this degree before i relocate. I would just keep checking the job post daily though, I have seen quite a few IT positions that...

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I was a server for a little bit so I tend to tip more. That feeling when you get a good tip can make your day. I usually do: Excellent Service: 30% Good Service: 20-25% Crappy Service: 0-10% - depending how bad it was I don't always go off of percentages though. If i eat out by myself and my...

There is a lot of fraud with insurance, but it is much harder these days. I work for one of the major insurance companies and we use a program called ISO. Most of the major insurance companies use it although some of the smaller ones do not. Whenever you have a claim submitted through your...

Good luck with this OP, hopefully he ends up admitting it.  I am a claims liability adjuster and this is going to likely end in word vs word though. That means his insurance company is going to deny your claim and your company is going to deny his claim. If there is no witness or policy report...

What is your HIIT routine like? 

Unfortunantly her not having a license won't matter. If your at fault, you will still owe for her damages. The accident report doesn't always matter either because an officer can not determine liability. The insurance company will most likely take statement to determine who is at fault.

I work for Geico also. What department do you work in ?

Yeah your are going to be at-fault for this accident. The only thing that could change the liability decision is if you can prove the other party was speeding. Unfortunately without him being cited for it or a witness then speed can not be proven. Well, unless it could possibly show on the the...

Get a couples massage. They will do it in the same room. That's what me and my girl do.

I am actually a claims adjuster at one of the auto insurance companies. They may try to persuade you to use their preferred body shop ( I have to do it all of the time lol) but you always have the right to use any repair shop of your choice. They will typically go off of the estimate that the...