I GOT HIT WITH AN OVERDRAFT FEE VOL. CHASE BANK

• Apr 13, 2009

• #1

dead in 09

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I got hit with my first ever overdraft, and it was completely my fault.

Any way Chase bank will give me a 'courtesy' credit?

 

• Apr 13, 2009

• #2

thesouthside

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Go to your bank, talk to them be like its your first time blah blah blah, see if that works.
If it doesnt just pay up and be more careful

Overdrafts suck, i got one then i made sure i never got one again

 

• Apr 13, 2009

• #3

offbad

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get a bank/account with overdraft protection

 

• Apr 13, 2009

• #4

rfx45

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WAMU used to give one overdraft fee return and if it is WAMU that turned into Chase, you may still be able to get that fee back.
Either way just talk to the bank representative and tell them you have been a great and loyal customer and if they can just take the fee out for you this timearound.

 

• Apr 13, 2009

• #5

sooperhooper

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yeah, those suck. Best thing to do is to go in and talk to someone about it. don't try to argue with them though, if you appear to take the L graciously,they may look out for you. It's not like it will hurt them one way or another.

 

• Apr 13, 2009

• #6

krazyg

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I have overdraft protection with my wellsfargo. They email you and pull some money from your savings into your checking. I really like it. Haven'toverdrafted since leaving WaMu/Chase.

 

• Apr 13, 2009

• #7

jaypesoz

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yeah, you should get a "courtesy" reversal if this is your first one. How much do your guys banks charge for you OD protection? You don't gethit with the full $30+, but don't they still charge $10+ for an auto transfer fee?

 

• Apr 13, 2009

• #8

untroubled youth

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Originally Posted by JayPesoz

yeah, you should get a "courtesy" reversal if this is your first one. How much do your guys banks charge for you OD protection? You don't get hit with the full $30+, but don't they still charge $10+ for an auto transfer fee?

Click to expand...

I haven't had one for a minute, but if I remember correctly my Wells Fargo account doesn't have a fee whatsoever, just takes the moneyfrom my savings like a regular account-to-account transfer.

 

• Apr 13, 2009

• #9

trueshotaura

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Although i'm with US Bank because they're open 7 days a week, be lucky you don't get an OD fee from them. It's $35 each + $7 each day youdon't pay.

 

• Apr 13, 2009

• #10

late80s

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Originally Posted by offbad

get a bank/account with overdraft protection

Click to expand...

checking plus ftw

 

• Apr 13, 2009

• #11

P

proshares

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Originally Posted by offbad

get a bank/account with overdraft protection

Click to expand...

Probably not as effective, but Chase does have a feature where it can email your current balance daily (not including pending transactions) and you can eithertext for your balance or get texted when your balance is below a certain level (you set that level up). Chase kills it though with the $35 charge for eachcharge that sends your account under.

 

• Apr 13, 2009

• #12

curious24

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tell them u will close ur account

 

• Apr 13, 2009

• #13

imnacho

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Feb 14, 2009

Try to talk to them and see what you get.

 

• Apr 13, 2009

• #14

dathbgboy

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Overdraft Fees FTL

the reason I left PNC. Overdraft charges was more than I overdrew. And it was their fault but because it didn't LOOK like theirfault, they weren't responsible