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Spend it on hookers.
NT i got my first credit card any tips and tricks???
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Ok NT....i know how a credit card works and everything well i work for a customer service credit card company (customer service..not the credit dept.). Butwhat are the tips and tricks of a credit card like for one i heard if your on time with your payments that's actually bad...true?
iiceman83
Banned
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RIP
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cut it up and get yourself a debit card instead
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i have a debit card...
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Then dont be on time and make them late as hellOriginally Posted by chris steez
Ok NT....i know how a credit card works and everything well i work for a customer service credit card company (customer service..not the credit dept.). But what are the tips and tricks of a credit card like for one i heard if your on time with your payments that's actually bad...true?
how the hell would making your payments on time be bad?
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yeah be a good american and owe more than you make and never pay bills, that's right.
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Horrible advice, ese.
Pay it off every month (before the due date, preferably).
Don't trip if you have a balance, just don't let your balance exceed 25% of the credit limit. If you use the entire limit..pay it off right away.
Congrats/Good luck.
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Destroy it.
Throw it away.
Forget about it.
Throw it away.
Forget about it.
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Do not use it if you don't have the cash to pay it asap.
AL Andretti
formerly mrbluprint
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Cut that %###! in half ASAP.
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lol same **%* i said...^^^ i gave a mean stoneface when i heard that
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sell it
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either don't use it at all or use it to just get gas and put the money u charged on the side n pay it when the bill comes asap. will help you build up yourcredit.
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pay in full EVERY month. and don't forget on time.
try not to use more than 20% of the credit limit.... creditors typically look at the ratio of how much credit you use to how much credit is available to you.the lower the better
also, don't open too many accounts in a short time period... looks like you're thirsty to spend money that you don't have
try not to use more than 20% of the credit limit.... creditors typically look at the ratio of how much credit you use to how much credit is available to you.the lower the better
also, don't open too many accounts in a short time period... looks like you're thirsty to spend money that you don't have
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eat it
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Build credit. And then cut that $+*# up.
-The Juice
-The Juice
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Good advice.
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damn my limit is 300...but if i use it within 90 days on purchases LOWER than my limit and make on time payments i get an increase to 750 then 1000 n so on
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no. refuse increases until you are familiar with how to handle it. trust me. my first credit card was 250... now i have like $5000 revolving credit
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lol what do you mean how to HANDLE it...
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You do know that it is possible to be responsible with a credit card right? smh at all the hate, yall must be irresponsible.
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go crazy, until they raise your limit to $1200, then chill and make sure you have 700 left
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Get some type of rewards if you can, dont spend more than you can afford. You may not always be able to pay it all of in one month but if you make a bigpurchase make sure you have an idea of how long its going to take you to pay it back
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mmmm...
tasty...
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