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I'll go with a full. Even a queen is big for me. I'm a skinny dude and I have a habit of just sleeping on one side
Bachelor Pad.
- Thread in 'General' Thread starter Started by skunkindunks,
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I'll go with a full. Even a queen is big for me. I'm a skinny dude and I have a habit of just sleeping on one side
I have a queen
But want a king
Me and my girl both 5'11 it's tough out here
bravelude
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a queen in a studio? going take up big foot print. i was debating a twin or full
full is perfect
full is perfect
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Man you can't get no twin bed. You can't get busy wit da yambs on no twin after freshman year of college
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I have a full bed in my studio. My bedroom area takes up about 1/4 of the studio space. As you can see the tv is hung up and sung towards my bed.
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fontaine
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Same mentality I got. I go for a spot with $1700 rent, then I think to myself "why didn't I just buy a place and get a $1600 mortgage" then I'm in a dilemma, end up on Trulia looking at houses for sale, then eventually get distracted and find myself infront of my TV with my laptop attached via HDMI cable, and my **** in my hand
I think a more even comparison should be a $1700 rental rate and a $1200 mortgage...
Hoa, higher utilities, repairs, insurance, furnishing the place
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anybody try tuft and needle for a mattress?
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You mean the opposite? I pay close to $2,500/month for my place but going rent is about $2,000 or so.
fontaine
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the mortgage on a similar sized place is always going to be a little cheaper. They make up for with the HOA fees and other utilities specially if you're in a house.
so let's say you have an apartment dads 900 square feet pretty good place in town you looking at roughly 2000 dollars in a decent sized city relatively moderate cost of living. If you look at a home that's around 5000 square feet that may be outside of the downtown area your mortgage will be around thirteen fourteen hundred bucks but the HOA fees and the car utilities and insurance will make up and kind of bring you closer to the $2000
bravelude
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LOL. You can't guestimate payments that way w/o looking specifically at the market, unit type, loan type / rental lease, etc.
Guys talking HOA fees for houses are telling me they are buying new division type homes. Homes where you can't do anything that would jeopardize the community from looking like Pleasantville.
Guys talking HOA fees for houses are telling me they are buying new division type homes. Homes where you can't do anything that would jeopardize the community from looking like Pleasantville.
bravelude
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This has been my biggest challenge. I decided to furnish things little by litte, like my bed, sofa, dinner table. It's a compromise but I am down to just the media/tv, desk and small living room table. I've been bugging w/ the TV thing. Black Friday is looming, and I was thinking about getting a 50 or 55 inch tv. But if I do, I'm gonna have to plan on looking for that stand, etc. which will lead to a big out of pocket expense for me.
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I have no idea what you just said.
bravelude
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thats why, lol
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You can't even compare because you don't know the details, ie amount down, 15 or 30 year loan, etc.
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Pretty much saying it's not just $1600 rent vs $1300 mortgage because with owning a home comes other expenses that are usually covered when you are just renting
fontaine
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was it really that hard to understand or is he just being a doosh??
Because if I was confusing, I'll take the l...
But brave lude has posted some pretty lame stuff before, so idk...
fontaine
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Went back and read it... The voice to text did me bad...
My b famb
My b famb
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for you guys renting and coming up with this "should i have bought or keep renting? $1xxx rent vs. $1xxx mortgage" comparison.
first, compare your rent/lease deposit vs. downpayment + closing cost fees.
do you have the downpayment + closing costs and 6 months of emergency savings funds to pay all of your bills (including your mortgage, utilities, car note / lease, insurance, etc.)?
if you don't have that amount of savings, then quit dreaming and asking yourselves if you should buy or rent because your monthly rent is comparable to a monthly a mortgage.
first, compare your rent/lease deposit vs. downpayment + closing cost fees.
do you have the downpayment + closing costs and 6 months of emergency savings funds to pay all of your bills (including your mortgage, utilities, car note / lease, insurance, etc.)?
if you don't have that amount of savings, then quit dreaming and asking yourselves if you should buy or rent because your monthly rent is comparable to a monthly a mortgage.
bravelude
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It wasn't him being a jerk. It was you being unclear and a tad sensitive.
You can't simply pull numbers left and right with out understanding the type of market you are dealing with. MMAs all differ! The Case-Shiller Price Index will tell you so, but if you spend some time looking at the break down, you will know what I mean. It makes absolutely no sense for you spit figures out with out looking at the scenario. Like mentioned, the location and unit type makes a big difference. Not to mention loan structure. The math is there for you to do. Each person's situation is different, but if you put in the home work and do the math, you will find the answer.
No need attack others, when all they are doing is trying to help out. I figured this thread would be more catered towards the mature crowd.
bravelude
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Think the issue is trying to save, once you start to rent.
s0lefunk
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Hug it out, brosephs. Let's keep this thread on track especially for the younger NTers making that first big move.
Do any of you have any personal experiences with selling furniture on Craig's list and the like? Looking to move next year but I'm tired of my living room furniture. Was on a tight budget when I first moved out, got some quality stuff though, but want more modern style stuff.
Want to sell my couch, tv stand, coffee/end tables. Everything is in great condition, no damage. Couch cusions/pillows are a little broken in but no cosmetic damage at all.
bravelude
Saving when renting has proven to be damn near impossible for me at least *sigh*
Do any of you have any personal experiences with selling furniture on Craig's list and the like? Looking to move next year but I'm tired of my living room furniture. Was on a tight budget when I first moved out, got some quality stuff though, but want more modern style stuff.
Want to sell my couch, tv stand, coffee/end tables. Everything is in great condition, no damage. Couch cusions/pillows are a little broken in but no cosmetic damage at all.
bravelude
Saving when renting has proven to be damn near impossible for me at least *sigh*
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no, because their basis when they ask the question is the monthly comparison of rent vs. mortgage.
if you don't even have the savings to buy, then they should'nt even thinking of the comparison in the first place.
once you have the savings, then you should ask yourself if you want to buy vs. rent. they both have pros and cons.
bravelude
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By your view, their questions are meaningless then because they are contingent upon many factors that were already mentioned.
Your thinking suggests that a person is saving towards either renting or buying. IMHO, that is FAR from a real world scenario. Just read up a bit, dudes are currently renting, thinking of buying. Now tell me, is it 'easy' to pay rent and try save for a down payment? Probably not.
To add, it's pretty obvious that no one wants to 'rent' a car', or 'rent' a home. If you had the 'savings', wouldn't your mindset from day one be to purchase down the road? Unless you were in a situation where you would have to travel often, which defeats the purpose of owning (sort of speak).
bravelude
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LOL. Thread will weed itself out.
You can try take pics, do some comparable searches and list them.
