Fools Wildin Thinking They Doing It Unappreciation Vol Get The @#*+ out

The price increase is killing me lol

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Mister Meaner said:
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I strongly believe this is a skit, but hell I'll play. He's way too loud with the loan officer, he needs to save all that for his mother. All she can do is relay the information listed on his credit report, she's not the bad guy. Also, this whole situation doesn't make sense. If you're getting a home with your girl, why is your mother there and not your girl? Why are you automatically asking your mother to cosign a mortgage for you when you haven't even run your credit to determine if you can get approval? Lastly, considering all the bad decisions his mother made with her life , why would he ever think she was stable and responsible enough to qualify for a loan?
 
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usernamepun said:
What is this rule? Google gives me too many answers.
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Things are SUPPOSED to fall off your credit after 7 years. I say "supposed to" because it is possible for them the sell your debt to a collection agency, but if you haven't paid in 7 years and 5 debt collection companies later what makes them think you're going to pay now? I know this because the first car I ever financed at 19 got repo'd. I got evicted out of the first 2 apartments I had(one of them tried to sue me for the carpet) and NONE of that **** is on my credit report at all now.
 
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