I went 2 months relocating between jobs, and my savings account bread was used for getting the crib I currently live in.Originally Posted by Regis
Originally Posted by LuckyLuchiano
I went 2 months relocating between jobs, and my savings account bread was used for getting the crib I currently live in.Originally Posted by Regis
And Al Audi, my boy say I should go to a credit union, cause I might get a 6% or lower interest rate, but I feel to lazy to go to one, and them joints everywhere only thing I dislike.
BOA just hit me back and approved me for less money 15900, but the apr is 5.12 for used at a non preferred dealer, 4.69 at a preferred dealer, and 4.24 for a new whip at a preferred, and 4.67 at a non preferred dealer.Originally Posted by Regis
Originally Posted by LuckyLuchiano
I went 2 months relocating between jobs, and my savings account bread was used for getting the crib I currently live in.Originally Posted by Regis
And Al Audi, my boy say I should go to a credit union, cause I might get a 6% or lower interest rate, but I feel to lazy to go to one, and them joints everywhere only thing I dislike.
IF what youre saying is true and both cards are about to be paid off in a month you shouldve till you paid them off.
Pay off both cards and check your credit score about a month later to make sure your new paid off balances are now showing up on your report.
THEN you go shopping around for the best deal.
Why take a credit hit now with your high balance then take another credit hit in 2-3 months with your new balance?
Too many credit inquiries negatively impact your credit score.
That's a very generous rate that BoA is offering.Originally Posted by LuckyLuchiano
BOA just hit me back and approved me for less money 15900, but the apr is 5.12 for used at a non preferred dealer, 4.69 at a preferred dealer, and 4.24 for a new whip at a preferred, and 4.67 at a non preferred dealer.Originally Posted by Regis
Originally Posted by LuckyLuchiano
I went 2 months relocating between jobs, and my savings account bread was used for getting the crib I currently live in.
And Al Audi, my boy say I should go to a credit union, cause I might get a 6% or lower interest rate, but I feel to lazy to go to one, and them joints everywhere only thing I dislike.
IF what youre saying is true and both cards are about to be paid off in a month you shouldve till you paid them off.
Pay off both cards and check your credit score about a month later to make sure your new paid off balances are now showing up on your report.
THEN you go shopping around for the best deal.
Why take a credit hit now with your high balance then take another credit hit in 2-3 months with your new balance?
Too many credit inquiries negatively impact your credit score.
the thing is, Im not trying to pay a downpayment on a whip, I wasn't going to use the full 25k that Cap one is offering, but they give me more room to play around with when it comes to negotiating prices at the dealership. I have to call them back today, you think I could prob bring up the rates BOA is offering? Cause in reality even though I can get a nice car for 15900, If I`m paying a note for that long I want something I want not that I'm forced to get, and I`m not trying to pay the diff on a 20k whip when that coulda just gon to the monthly payments Cap one was offering.
This a dope forum you may want to check out for some good answers as well http://creditboards.com/forums/index.php?showforum=17 . Good luck.
I literally just got in form joining one, I've always wanted to make a savings account with one, so I went ahead and did that and checked about the auto loan. The lady said she will contact me in a few days with the decision.
