- 4,758
- 1,409
- Joined
- Nov 6, 2012
Lol they are putting in work.
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
- 93,962
- 32,992
- Joined
- Oct 24, 2010
So can unpaid be removed with that service?
al audi
Banned
- 29,810
- 4,562
- Joined
- Jun 18, 2009
remove bills that you owe is what you are asking
Bert.
?
ill answer it.......
NO
you have to pay the things you owe, THEN you can get your report fixed.
these bill collectors don't give a **** to update they just want their money
this service saves me all the hassle
Last edited:
comptonprince
Banned
- 8,744
- 2,221
- Joined
- Dec 26, 2014
So the things you got deleted you didn't owe?remove bills that you owe is what you are asking @Zyzz?
ill answer it.......
NO
you have to pay the things you owe, THEN you can get your report fixed.
these bill collectors don't give a **** to update they just want their money
this service saves me all the hassle
al audi
Banned
- 29,810
- 4,562
- Joined
- Jun 18, 2009
think about what you asked........
i won't be a smart *** .
i won't be a smart *** .
- 10,915
- 2,735
- Joined
- Apr 30, 2011
Dudes here trying to skip out on bills 
- 4,758
- 1,409
- Joined
- Nov 6, 2012
Yeah not making much sense.Dudes here trying to skip out on bills
Guys you have to at least settle and pay first. I suggest settling on collections can save you more than 50% they just want to get some type of money back.
- 5,233
- 2,323
- Joined
- Jul 31, 2012
Anyone know why transunion would want to mail me my credit report instead of showing me online?
- 8,862
- 2,649
- Joined
- Aug 21, 2005
Just hit them up & pay for delete. I used Lexington Law firm and that was a waste of my damn money. All the creditor said was they annoyed them with automated letters...same with late payments you can handle that yourself.
Honestly all that stuff you can do yourself but for the pesky ones using Al's service or any other might save you that time
Honestly all that stuff you can do yourself but for the pesky ones using Al's service or any other might save you that time
al audi
Banned
- 29,810
- 4,562
- Joined
- Jun 18, 2009
http://www.consumersadvocate.org/cr...redit repair&gclid=CIy2govY-MsCFUQehgodMd0B4A
top 10 credit repair services
lexington law is number 1, i went with sky blue who is number 3
imo pick one in the top 3
top 10 credit repair services
lexington law is number 1, i went with sky blue who is number 3
imo pick one in the top 3
Last edited:
- 93,962
- 32,992
- Joined
- Oct 24, 2010
remove bills that you owe is what you are asking
ill answer it.......
NO
you have to pay the things you owe, THEN you can get your report fixed.
these bill collectors don't give a **** to update they just want their money
this service saves me all the hassle
Why give me that face, it's not even for me
I was asking and another dude above me asked the same thing. Was just curious
There are services that do that because I know people who have done it. It's more of a crooked service but kinda expensive
al audi
Banned
- 29,810
- 4,562
- Joined
- Jun 18, 2009
i apologize
you can't remove stuff off credit report that you OWE
crooked and credit repair i want no parts of
in my head i was going off common sense, again apologies
Last edited:
- 4,900
- 1,145
- Joined
- Apr 12, 2011
I know some collection companies allow you to pay a portion and will call it paid since they only pay pennies on the dollar for the note. Maybe those places are just doing that for you and thats why its expensive.
Just thinking out loud because ive never heard of it
Just thinking out loud because ive never heard of it
- 29
- 23
- Joined
- Feb 28, 2016
Anyone with Chase know if you can stack the extra cash back in the Ultimate Rewards shop with Ebates?
- 9,343
- 11,467
- Joined
- Aug 15, 2009
So apparently with the Walmart card you can get your FICO score for free anytime. A pretty good perk.
I have a FICO of 630 and have been working on my credit since September of last year. How is that score?
I have a FICO of 630 and have been working on my credit since September of last year. How is that score?
- 9,343
- 11,467
- Joined
- Aug 15, 2009
Repped. I need this service to get this repossession off of my credit
- 2,048
- 2,424
- Joined
- Sep 23, 2000
That score is decent but try to get it above 700.
Keep going, you're on the right path.
If you need any help or confused about anything, don't hesitate to ask.
- 14,356
- 3,001
- Joined
- Aug 20, 2003
- 14,356
- 3,001
- Joined
- Aug 20, 2003
This is true. My GF had a close family member use her credit to get some cell phones and then they didn't pay the bill. Of course verizon charged for the equipment, past due bills, and early termination fee. $1400....
After speaking to different reps she was able to settle for $500.
Big lesson in all of this... put a credit freeze on your account guys. It may not be family but you'd be surprised if you knew how accessible your soc. security number is.
It costs maybe $5 per credit agency... but take it from someone who's had their identity stolen, it's worth it.
joepac12
Banned
- 3,969
- 658
- Joined
- Jul 20, 2012
^ this man knows.. i woke up today from a email from my credit card company saying suspicious charges had been placed on my account yesterday. i look it up and sure enough two 25 dollar transactions i did not authorize. calling them now to dispute it. and this is the second time in 2 months smh
- 3,667
- 2,457
- Joined
- Feb 29, 2008
Keep building fam you'll hit 700 in no time. When you get the repo off of your report you should see a huge jump in your score. Keep making on time payments and keep utilization down for maximum score.
- 16,543
- 7,757
- Joined
- Nov 17, 2013
Strange, I also got this email yesterday from CapOne.
- 4,758
- 1,409
- Joined
- Nov 6, 2012
That's not identity theft someone has your card information. Your bank should be closing that card and sending you another one,
at least thats how Navy works.
at least thats how Navy works.
Last edited:
- 26,252
- 3,385
- Joined
- Mar 29, 2008
I have a card with citi bank that gives me FICO score anytime
Been digging myself out of debt for months and currently sitting at 708
- 93,962
- 32,992
- Joined
- Oct 24, 2010
It's cool
I didn't see you were even the one that replied to meBut yea I have no negative reports on my credit
My mother has some negatives that are paid off and I think some that aren't from my father who passed away
Her credit has gotten better so I might have to do some snooping and pay that $60 for her and improve her credit
