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never heard of someone financing a 2k car 
didnt think it was possible
didnt think it was possible24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
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Is it true that a secure credit card boost your credit score high compared to a regular credit card that you get pre approved from a credit card company?
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If anyone wants a Discover card and free $50 PM me 
superb
Banned
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I did it before . I basicaly worked something out with the buy here pay here dealer. I paid $2500 for the car.. $400 interest...Sold the car for $2200 when i was finished and my score jumped by 79 points. Then i did the same thing to my girlfriend but here credit jumped 87 points
superb
Banned
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At a buy here pay here lotnever heard of someone financing a 2k cardidnt think it was possible
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hmmm. i might have to try that but idk if i wanna go through the hassle of selling the car after
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Good luck my dude, atleast your trying to go down the right path to being an adult! I'm no credit pro, but like I said I messed with finance and wifeys and f&i manager at a big store so we chop it up about credit, from ours to other peoples on the regular!! It's like the BCS nobody knows the true formula to build your credit the quickest way I just know small tricks to the trade... Like dude said at top his moms through him on a few cards now he's in the 8's. I'm guessing her max line of credit was pretty big to build so rapidly. I was mid-low 7's with really no huge lines of credit other then my mortgage, I dropped to a 560 because when we built our crib dish network couldn't get a clear line of sight so they sent me a box for one of the 2 receivers so I mailed back the big one and called them and told them to send me another box for the small one.. I put the receiver on a shelf in my garage and didn't think about afterwards because I travel and stay away from home sometimes for a couple months. The only reason I even chimed in on this subject is because I got a call Friday morning from my wife who's like hey we just took a 2011 a6 prestige with 16k and all the features you were looking for, for the super low.... It was a terrible winter for us midwesters and somebody smacked my rover recently so I had an insurance check and I was literally financing about 9k and 2500 of it was on a set of forgiatos they agreed to switch off an e-class. So my wife pulls out the report and these dudes sent me to collections without a phone call or a letter over a box they never mailed me with a return label.... Clowns, I went to my personal bank and they straightened me up but still 200 points for their mistake? Sounds like some BS to me, 10-12 years of on time payments maybe 3 slowpays in my life because I don't use automatic withdraw and I was traveling and missed the payment by 5-10 days but none the less, shady game..
superb
Banned
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What payment did you miss 5-10 days? Your post is not understand able
A note for anybody that want their credit repaired by proffesionals
You have
skybluecredit
or
lexington law
Or do it yourself with
mycreditlocker.com
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Macys, image Rolex and maybe a chase payment but all that was circa 07 before my wife took over paying the bills
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Lexington Law is good but my wife reccomends Legacy legal services.. Their turn around scores is a lot quicker because they don't advertise and spend SEO like Lexington. They just get straight to the bizz
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Does anyone ever get Amex offers? I just got one for the green card. I guess my credit must be good enough lol
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...Or you're breathing.
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Green is nothing special... go for Gold
3x On Travel
2x On Grocery
&
2x On Gas.
IMO the best card out is the Chase Sapphire. My honeymoon is worth 15K! Im droping mostly points though
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NT I think I'm addicted to credit cards
I just got a Discover card with a limit of 9k
I want to try my luck with Amex and see if I can get soemthing popping off with them
I just got a Discover card with a limit of 9k
I want to try my luck with Amex and see if I can get soemthing popping off with them
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Green is nothing special... go for Gold
3x On Travel
2x On Grocery
&
2x On Gas.
IMO the best card out is the Chase Sapphire. My honeymoon is worth 15K! Im droping mostly points though
I'm fairly new to this, that's why I asked. What are the requirements for the gold? I doubt I'll get it sense I'm still in college with a PT
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they hand em out like candy
its a charge card, not a credit card. so what ever you spend, you have to pay it all at once.
i recently got one. no idea why tho
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https://www.creditkarma.com/creditcard/CCAmericanExpressCard56
175 Annual Fee....
I spend over $600 bucks on annual fees a year :x
but having the luxury of going anywhere is well worth it.
This AMEX card is brand new dropped a couple of weeks back!
https://www304.americanexpress.com/credit-card/amex-everyday/?intlink=ushp-hero40-learnmore
NO annual fee + 2x on grocery's
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just looking at my fico score from my discover statements and it seems to be fluctuating around 10-18 points from like 750 to 740 from one month then back up to 756 the next month. don't know what I'm doing that makes it fluctuate like that. I always try to pay a little bit more than half my balance, sometimes more when I can afford it and on my other CCs I pay it all, usually switch my main CCs depending on the rewards.
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Edit: just peeped that new one
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i saw the commercial for the everyday card, im kinda intrigued
EDIT: is it a charge card or credit card?
EDIT: is it a charge card or credit card?
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From the site:
The Amex EveryDay Card is a credit card, which means you have the flexibility to carry a balance or pay in full each month
Might apply for this card in a few months.
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same here
is that 10,000 points worth anything?
is that 10,000 points worth anything?
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same here
is that 10,000 points worth anything?
25000 points gets you a flight to anywhere in Canada/USA on most airlines.
Below are the Amex transfer partners.
Once in a while some transfer partners will offer transfer bonus. Like 30% or 40%.
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Might get of them later I like that joint
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same here
is that 10,000 points worth anything?
25000 points gets you a flight to anywhere in Canada/USA on most airlines.
Below are the Amex transfer partners.
Once in a while some transfer partners will offer transfer bonus. Like 30% or 40%.
i think this one offers gift cards and items, i had looked on the site before.
plus i dont fly so using them on flights would be worthless but then again i dont use my cards that much. only for little things to make a balance then pay off. the only one ive actually used a lot was my discover with 10% on NDC but as of late NDC wouldnt even let me add anything so i guess i saved myself a few hundred dollars
