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- Nov 17, 2013
^ Absolutely nothing. I pay off everything before my due date, never keep a balance, etc.
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
- 93,950
- 32,970
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- Oct 24, 2010
Just got a random *** offer from capital one. A card that puts cash back towards a Chevy, Buick, gmc, or Cadillac
Got that as well.
joe rogan
Banned
- 170
- 56
- Joined
- Jun 5, 2016
word
my CS dropped 30 points this month and i didn't do anything different
never opened/inquire about a new line of credit. didn't ask for a CLI/paid everything
just dropped for nothing but still in the 700's and not trippin off the little things
- 3,223
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- 2,648
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- Nov 9, 2011
Great credit score
- 3,223
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- Mar 27, 2005
eyanks
appreciate it!
- 4,758
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- Nov 6, 2012
Nice CLI .
How's the real estate going Chico?
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- Aug 21, 2005
Jesus
- 3,223
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- Mar 27, 2005
capital sb
Appreciate it! Real estate is great. Have a couple properties under contract, so let's see how that goes. Have you gotten your feet wet?
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- Nov 1, 2006
After some research I finally applied for the CSR and got the pending approval within 7-10 days message. Anyway to speed up the process? Should I go to a branch or call them up?
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- Sep 27, 2008
Call the chase reconsideration line. I just did this for my pops who received this message and was approved instantly after the call, even requested expedited shipping.
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- Mar 23, 2004
FYI guys CSR ships all cards expedited.
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- Apr 30, 2011
Yes and yes. Sometimes you need to call recon to verify personal info.
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- Sep 23, 2012
This. I had to call to verify info for the CSR. It was my first account with them. Only took about 5 minutes tho
joe rogan
Banned
- 170
- 56
- Joined
- Jun 5, 2016
not buying a car/house anytime soon so not micromanaging my credit any more
put all bills on autopay and pay disocver (only CC i have) in full every month
can't be stressing about this nonsense
put all bills on autopay and pay disocver (only CC i have) in full every month
can't be stressing about this nonsense
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- Nov 6, 2012
Smart
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- Feb 25, 2015
Smart man
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I tried reading the fine print but mightve misread, are you sure pnc needs 5k in deposits / month? Or just overall... i didnt see it say every month
- 4,758
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- Nov 6, 2012
You have to look at the account summary. All 3 accounts have different requirements to have the fee waived. For the Performance Spend account you have to have 5K in direct deposits per month or 5K in the account to have the $25 monthly fee waived.
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- 12,566
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- Aug 9, 2014
Thanks man, repped. I didn't see that stuff.
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- Nov 6, 2012
Yeah its some bs.
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- Jan 4, 2004
Guys I just came back from a 3 week vacation, sorry If I am asking same questions that already may have been answered. The last thing I wanted info was the new CSR, but I left before it was launched. I currently have the Sapphire Preferred and already used my 50K points for this trip I just came back from.
For the newly launched Chase Sapphire Reserve (100k Miles)
1) Is the $450 annual fee waived for the 1st year?
2) If you already have a Chase Sapphire Preferred, are you still eligible for the 100K Bonus?
For the newly launched Chase Sapphire Reserve (100k Miles)
1) Is the $450 annual fee waived for the 1st year?
2) If you already have a Chase Sapphire Preferred, are you still eligible for the 100K Bonus?
- 2,291
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- May 17, 2006
1) It is NOT waived for the 1st year
2) You will not get the 100k Bonus if you upgrade to the CSR from the CS but do if you apply seperately (someone please confirm this for me)
Here is an FAQ - https://www.reddit.com/r/churning/wiki/chase_sapphire_reserve
- 3,667
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- Feb 29, 2008
Correct
- 2,413
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- Jan 4, 2004
Thanks for that.
Yea I am closing my Preferred, and applying for the Reserve separately.
