i make my own depending on what im shooting.
if you shoot on jpeg, i recommend to lower the contrast bc it is helpful when editing in PS (contrast is hard to take out).
Yeah, that's the main reason I want to just leave it default. Same with saturation and sharpness. All can be adjusted to your liking on PS, but not so much corrected.
only if you're shooting in RAW can it be edited/corrected as if you were taking the photo. if you dont shoot raw, i'd lower the contrast and/or the saturation on your camera settings.