If anyone wants to see when their redeemed codes expired:
go to commerce.microsoft.com
click payment options which is on the left side near the bottom.
click microsoft account and it should have your balances and when amounts expire.
You aint the 1st person in here talking like they set for years. Trying to give yall a heads up if you thinking you gonna hold out and cop some holiday 2015 or 2016 games
I didn't know you could pre-order and pay on Xbox One