52 Week Money Challenge vol. 2014.... Week 24 - 6/9

I put this week 9 money in already. What my plan is for this challenge, which is so far going well at this point. Is that on top of the regular deposit I do the following:

Weeks 1-20 = extra $20
Weeks 21-25 = extra $25
Weeks 26-30 = extra $30
Weeks 31-35 = extra $35
Weeks 36-40 = Extra $40
Weeks 41-45 = Extra $45
Weeks 46-50= extra $50
and Weeks 51,52 = extra $55
+Plus all spare change and any random money I don't want to hold in my wallet.

I know towards next half of the year it's going to get difficult. So, this year will be my first true test of spending wisely.
 
not celebrating my birthday cause i got the same bday as justin beiber :smh: so il have 1500 at the end of this week.
 
andycrazn said:
nawghtyhare said:
andycrazn said:
not celebrating my birthday cause i got the same bday as justin beiber :smh: so il have 1500 at the end of this week.
Click to expand...
how old are u breh????
thats a dumb *** reason not to celebrate it
HBD though
Click to expand...

turning 24 on saturday. dont really celebrate my bday, its what i tell people so they can back off and not have a reason to celebrate my bday
Click to expand...
man real talk
live life
i aint saying go out and party even though u dont want to
but enjoy that u got peeps that u can celebrate it with.
ESPECIALLY if u black
im black and im 28
knowing black males dont live as long
and im probably halfway through my life right now
i try to enjoy every moment i can
cause u never know when ur last day will be
enjoy ur bday man
plus its on a saturday
u better wild out
at least wild out for me i had to work on my bday :lol:
 
nawghtyhare said:
andycrazn said:
nawghtyhare said:
andycrazn said:
not celebrating my birthday cause i got the same bday as justin beiber :smh: so il have 1500 at the end of this week.
Click to expand...
how old are u breh????
thats a dumb *** reason not to celebrate it
HBD though
Click to expand...

turning 24 on saturday. dont really celebrate my bday, its what i tell people so they can back off and not have a reason to celebrate my bday
Click to expand...
man real talk
live life
i aint saying go out and party even though u dont want to
but enjoy that u got peeps that u can celebrate it with.
ESPECIALLY if u black
im black and im 28
knowing black males dont live as long
and im probably halfway through my life right now
i try to enjoy every moment i can
cause u never know when ur last day will be
enjoy ur bday man
plus its on a saturday
u better wild out
at least wild out for me i had to work on my bday :lol:
Click to expand...

i chose to work on my bday bro :lol: im cool with not doing it. I MIGHT hit up a rock climbing spot with my friends on sunday but thats a big maybe.

imo the whole bday thing is overrated. maybe because i never really had one when i was younger.
 
NOT FELLING TO OPTIMISTIC ABOUT KEEPING A 401K OPEN

ESPECIALLY SINCE THEY TAX AND ADD INTEREST I WOULD RATHER PUT THAT %

IN A SAVINGS ACCOUNT AND THIS AT THE END OF THE YEAR 
mean.gif


ANY EXPERTS OR OPINIONS ON THIS 

(I PROMISE IM NOT TRYING TO DERAIL THE THREAD)
 
southernhospita said:
NOT FELLING TO OPTIMISTIC ABOUT KEEPING A 401K OPEN
ESPECIALLY SINCE THEY TAX AND ADD INTEREST I WOULD RATHER PUT THAT %
IN A SAVINGS ACCOUNT AND THIS AT THE END OF THE YEAR :smh:
ANY EXPERTS OR OPINIONS ON THIS 
(I PROMISE IM NOT TRYING TO DERAIL THE THREAD)
Click to expand...

they dont tax you on a 401k and they dont add interest as an expense to your account. maintenance fees yes but no to the first two things.
 
southernhospita said:
NOT FELLING TO OPTIMISTIC ABOUT KEEPING A 401K OPEN
ESPECIALLY SINCE THEY TAX AND ADD INTEREST I WOULD RATHER PUT THAT %
IN A SAVINGS ACCOUNT AND THIS AT THE END OF THE YEAR :smh:
ANY EXPERTS OR OPINIONS ON THIS 
(I PROMISE IM NOT TRYING TO DERAIL THE THREAD)
Click to expand...
You're very misinformed. You only get taxed on 401k when you make withdrawal. Plus, depending on stock market, you stand to make more money than the paltry interest from savings account.
 
I have a withdrawal slip in my wallet to take out this weeks money. Haven't had a chance to get to a bank.
 
Week #11 Deposit In (We get paid every other Thursday so I do Thursday on Pay Week)... $132 in the account, still keeping multiples of $2

 
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