- 9,092
- 7,285
- Joined
- Aug 30, 2008
Woke up this morning and realized I been through a lot financially in the past. And what I went through just served as an eye opener to get my stuff together
For example. There's been times when BOTH my bank accounts would be at $1.00 and $0.36 respectively, and rent was due the next day. I had to pawn off one of my favorite gold chains.
There's been instances where, on a Thursday, (and I get paid on a Friday), id need gas for my car and I have no more than $1 in my account. In this case I would go to a gas station and use my debit card as a credit. Why? Because they only charge your card $1 to authorize it and then within 4 days the full amount of the gas purchase would post to your account
Other instances where emergencies would come up and id have to go to an ATM and overdraft $100 from my account when I only had like $20. Yea id get paid the next day, but if still get hit with that good ol $30 charge
That was years ago, and I'm doing pretty well off now. Glad that happened to me in the past though. Gave me a real good kick in the balls to let me know "ayo this life **** is real my *****...get your finances together."
So a ***** started saving better and stopped spending on dumb ****
Just wanted to share and let people talk about what problems they've been through
For example. There's been times when BOTH my bank accounts would be at $1.00 and $0.36 respectively, and rent was due the next day. I had to pawn off one of my favorite gold chains.
There's been instances where, on a Thursday, (and I get paid on a Friday), id need gas for my car and I have no more than $1 in my account. In this case I would go to a gas station and use my debit card as a credit. Why? Because they only charge your card $1 to authorize it and then within 4 days the full amount of the gas purchase would post to your account
Other instances where emergencies would come up and id have to go to an ATM and overdraft $100 from my account when I only had like $20. Yea id get paid the next day, but if still get hit with that good ol $30 charge
That was years ago, and I'm doing pretty well off now. Glad that happened to me in the past though. Gave me a real good kick in the balls to let me know "ayo this life **** is real my *****...get your finances together."
So a ***** started saving better and stopped spending on dumb ****
Just wanted to share and let people talk about what problems they've been through
