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- Jun 4, 2008
Not even going to entertain this one.
Sounds like arguing just for the sake of arguing.
Next thing you know there will be 3 pages discussing the definition of "afford".
NTers who lease their whips? Vol: new whip every 3 years
Not even going to entertain this one.
Sounds like arguing just for the sake of arguing.
Next thing you know there will be 3 pages discussing the definition of "afford".
- 12,422
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- Jul 6, 2008
The average joe isn't buying new or leasing anything
Average joe is using their tax refund to pay for a car or using their tax refund as a downpayment on a 15K used car
Average joe is using their tax refund to pay for a car or using their tax refund as a downpayment on a 15K used car
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- Nov 6, 2012
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- Jul 20, 2012
The average joe isn't buying new or leasing anything
Average joe is using their tax refund to pay for a car or using their tax refund as a downpayment on a 15K used car
You'd be surprised.... A lot of y'all have no idea what y'all talking about. I've added some key components to moving forward with a lease/financing in this thread. Car manufacturers are so Damn brilliant with their finesse game that essentially financing and leasing are the same thing. Only difference is that you are paying more and longer to finance. At the end of the day, when you finally pay off your car then sell it or trade it you lose money. When you lease, you lose money (paying monthly). Lease =paying for the cars depreciation. Financing = paying to own a depreciating asset + interest.
Stay woke
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- 9,831
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Not really, there's actually plenty of ppl in that $40-50k a year range that lease 3 series bmws, c class benz, lexus is etc.The average joe isn't buying new or leasing anything
Average joe is using their tax refund to pay for a car or using their tax refund as a downpayment on a 15K used car
The average joe isn't buying new or leasing anything
Average joe is using their tax refund to pay for a car or using their tax refund as a downpayment on a 15K used car
You'd be surprised.... A lot of y'all have no idea what y'all talking about. I've added some key components to moving forward with a lease/financing in this thread. Car manufacturers are so Damn brilliant with their finesse game that essentially financing and leasing are the same thing. Only difference is that you are paying more and longer to finance. At the end of the day, when you finally pay off your car then sell it or trade it you lose money. When you lease, you lose money (paying monthly). Lease =paying for the cars depreciation. Financing = paying to own a depreciating asset + interest.
Stay woke
This topic is way more pages than it needs to be and it's not that complicated. If you get rid of cars at 3 years, you should lease, if you plan to keep a car after it is paid for, you finance.
- 20,872
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- Oct 3, 2007
Y'all dudes really only drive like 12k miles a year? after my daily driver is paid off I'm thinking about leasing. No way I'd only have a lease. I drive too much. Bout 18k miles a year.
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- Nov 10, 2007
Man, honestly, if you can afford lease terms on MB, BMW, etc, you can def. finance one.
I can't see myself just throwing payments into nothing and burning that down payment.
Most cars need little to nothing maintenance wise under 100k miles, true dat.
I actually think leasing is for ballers.
Have to take into account depreciation.
Maybe I paid $20k in payments and get nothing from it, but if I buy, and my car depreciated $30k, I win overall with leasing.
I lease high end, don't lease a honda though
If you run into a problem on a high end youll be glad you didnt take that bath
I can't see myself just throwing payments into nothing and burning that down payment.
Most cars need little to nothing maintenance wise under 100k miles, true dat.
I actually think leasing is for ballers.
Have to take into account depreciation.
Maybe I paid $20k in payments and get nothing from it, but if I buy, and my car depreciated $30k, I win overall with leasing.
I lease high end, don't lease a honda though
If you run into a problem on a high end youll be glad you didnt take that bath
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- Jul 18, 2012
If you can comfortably pay a $2k lease a month, you can afford the damn thing. "COMFORTABLY PAY".
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- Dec 19, 2006
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- Dec 3, 2009
If you can comfortably pay a $2k lease a month, you can afford the damn thing. "COMFORTABLY PAY".
Yeah I'm still scratching my head with that one...lol
- 21,698
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- Dec 19, 2006
let me put this down payment on a 2 year old certified car with little miles that i can pay off in 4 years and im good. The feeling of not having a car Payment 
Im not the flossing type *shrug*
only ballers and idiots buy brand new cars (ill let them take the hit)
Im not the flossing type *shrug*
only ballers and idiots buy brand new cars (ill let them take the hit)
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MVP
Supporter
- 81,684
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- Feb 28, 2008
Just did my first lease last week. Think I'll do it from now on, don't see the need to own a car, I'd rather use it and not take that huge hit when I want something new which seems to be just around that 3 year mark. Key is shopping around and looking for those $0 down $0 due at signing deals. And pretty much every lease now has an option to purchase at the end if you want.
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- Oct 31, 2008
How is that? I heard Auto Insurance is through the roof because of a lease even though its a multiple policy.
You read my mind bro.. I have my daily driver which is paid off (Acura TL-S) Im thinking about leasing my next car and use the Acura as my bucket and the Lease car as my weekend type car. Driving in the DMV, I rather have my daily car take the strain of the commute on 495 than the lease car.
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- 8,862
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- Aug 21, 2005
Yall dudes really ballin to pay insurance/maint on ya lease and daily driver? I couldn't burn through 15k miles a year here in Houston
What the hell is yall commute and where yall going everyday/weekend
What the hell is yall commute and where yall going everyday/weekend
- 12,422
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- Jul 6, 2008
Yall dudes really ballin to pay insurance/maint on ya lease and daily driver? I couldn't burn through 15k miles a year here in Houston
What the hell is yall commute and where yall going everyday/weekend
nah the DD is paid off so it's really just maintenance/insurance for the lease
and I drive about 30 miles both ways to work that's basically 15K right there if all I did was drive to work and back
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- Feb 10, 2003
I'll say this.
If you can afford your vehicle and you like it who gives a damn whether its leased or financed?
I always LOL when I see people saying having a car payment is a waste on a website devoted to the biggest waste of money in popular culture.
A pair of J's a month is 200 bucks.
There are so many things people waste money on that aren't as fun as a nice car but people get all high mighty if you have a car note as if you are setting money on fire.
If you can afford your vehicle and you like it who gives a damn whether its leased or financed?
I always LOL when I see people saying having a car payment is a waste on a website devoted to the biggest waste of money in popular culture.
A pair of J's a month is 200 bucks.
There are so many things people waste money on that aren't as fun as a nice car but people get all high mighty if you have a car note as if you are setting money on fire.
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- Nov 6, 2012
I have a 50 mile round trip daily commute for work thats 12.5K/yr . I drive a lot on the weekends too.Yall dudes really ballin to pay insurance/maint on ya lease and daily driver? I couldn't burn through 15k miles a year here in Houston
What the hell is yall commute and where yall going everyday/weekend
aepps20
Supporter
- 40,329
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- Feb 8, 2004
I'm looking forward to RTD finishing the Fastracks project. Lightrail will save on my commute.
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- Jul 19, 2012
I think the best thing to do is to buy a cheap reliable car on craigslist or something, then finance a old classic or muscle car you only drive on sunday's. That way you can still get around and have a car to sell that wont depreciate
- 8,862
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- Aug 21, 2005
No wonder and now I see. I havent taken into account a lot of people dont have their jobs or commute right there. My commute is 1.5 miles currently to work and after college I dont even drive as much or go out and if I do I uber it if im drinking.
Def would need a cheap beater DD everyday (Civic/Camry) like you guys that commute especially on a lease.
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- Dec 3, 2009
I work 1.5 miles from home...guess that works in my favor
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- Aug 9, 2012
I work 6 miles from home. Living in the city has it advantages.