biggest reality check life gave you.

The day i had $0 in my bank account, no gas, and a maxed out credit card. I had just got a new job but didnt get my first check yet.

No way to make it to work or school.

I had to ask every member of the fam for money that day(before that day i havent asked anybody for money for years). Cried immediately after, i never cry about anything but the tears came running.

Had to be the absolute lowest point of my life
That's what family is for bruh. To help when all seems done. Just remember to pay back plus extra, and help them out when times are bad.
 
How'd you guys allow your money to get to $0. Serious question. I always wonder that. How does one do such a thing? Bad investments/business decisions? Death in the family? Health emergencies and no insurance? Victims of ponzi schemes? That's really the only acceptable reasoning in going completely broke.

Lost my job a couple months beforehand. Pretty much was living off my credit card until i could find a new job. Just made sure i paid the minimum balance each month. I refused to let anyone know i was struggling. I dont even think my ex knew how bad it was.
 
Currently unemployed. Living with my parents right now. I'm blessed to have great parents.  Peers doing well while I'm struggling. Very humbling experience right now. Looking at these posts give a brother some hope.
 
dropping outta school

now im working twice as hard to get back in and finish my degree.

realized that if i wanna change ima have to do it on my own and in order to be successful an education will play a vital role

and it made me make a decision that dropping out aint gunna stop me from getting that degree.

now im excited to go back to school even though i have trouble enrolling in classes its still gratifying to get into a class and have the opporunity to learn
 
Getting laid off for the first time

When my daughter was born

My recent divorce

Struggle, joy and pain...
 
Being in the military during 9/11. Went from watching the towers fall...two hours later I was in an emergency meeting at my squadron they telling us we might be headed to the 'Raq. Talk about **** just got real...
 
 
its all about good credit.
I gotta disagree with that one to the fullest.

Debt is debt in the USA.

Trusting a bank loan to keep a roof over your families head is the worst trust you can ever give.

When your bank sells your mortgage out to a scumbag shady lender then you will see where you truly stand with borrowing money from people who wont love you unconditionally.
 
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I gotta disagree with that one to the fullest.

Debt is debt in the USA.

Trusting a bank loan to keep a roof over your families head is the worst trust you can ever give.

When your bank sells your mortgage out to a scumbag shady lender then you will see where you truly stand with borrowing money from people who wont love you unconditionally.
errrr so you saying buy everything up front?
 
 
Its not the great depression tho. And for the most part, we've always been in debt
Its just my opinion bro....and yes I buy everything upfront because Ive worked my tail off to be able to.

Including my home, call it dumb or whatever....but no bank can take it from me, only the county....if I don't pay my taxes.

I understand everyone isnt forunate enough to, but like I said good credit is anything but wealth in my opinion.

Simply borrowing power in the US.
 
 
Its just my opinion bro....and yes I buy everything upfront because Ive worked my tail off to be able to.

Including my home, call it dumb or whatever....but no bank can take it from me, only the county....if I don't pay my taxes.

I understand everyone isnt forunate enough to, but like I said good credit is anything but wealth in my opinion.

Simply borrowing power in the US.
Wealth usually translates to a higher 'borrowing power' though...It's really all circumstantial 
 
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Dont put anything past anybody.



All I have is my moms.



A few great friends are all i need.
 
That night I did what I promised my dad I wouldn't do. Got in the car with my cousin who was drunk, let him drive. We ended up wrecking. We hit a guard rail, but had that rail not been there, we would have hit a pole which would have been worst. I was underage and I didn't want my cousin to get in trouble so we both agreed that I needed to get out of there. Called up my uncle and he no questions asked bailed me out of there.
 
That night I did what I promised my dad I wouldn't do. Got in the car with my cousin who was drunk, let him drive. We ended up wrecking. We hit a guard rail, but had that rail not been there, we would have hit a pole which would have been worst. I was underage and I didn't want my cousin to get in trouble so we both agreed that I needed to get out of there. Called up my uncle and he no questions asked bailed me out of there.

Damn brah
One thing i learned is ur parents always know best
 
My biggest reality check was losing the one woman I gave my everything to. I will never be the same, it took me a while to get over it to be honest. In a sense I have to thank her for letting myself be vulnerable and truly, deeply love another person. It was the first girl that wasn't all in with me, and had the power to hurt me. Like my pops say "You aint a man until you've had your heart broken"
 
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^ I was in your same boat, I think god is giving me another chance. I just hope she's able to accept me for what I've become.
 
Too heavy.

Not ready to post all I initially did. This thread is deep though. Always a plus.
 
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