NT: Official Personal Finances Thread

206to813 said:
I got a mail solicitation for a new checking acct bonus from Wells Fargo. Pretty straight forward one, $325 bonus, just need 1K direct deposit to hit.

I used to do these all the time. Like 3-4 a year lol. I haven’t done it in probably over a year and figured it had to do with the recession/feds hiking rates… thought it was interesting I got this offer now. Wonder what that means from a macro perspective- anyone have insight?
Click to expand...

This one is worth far more if you are thinking of doing another one: https://www.doctorofcredit.com/targeted-chase-900-checking-savings-bonus/

My wife and I have been doing handfuls of them and credit card bonuses the last few years. Always try and something going.
 
tay1 said:
Quick question for yall. When paying off debts, do you prefer the avalanche or snowball method?
Click to expand...
9206d80237e2fd42f18e460ba97f5651.gif
 
I asked coworkers and one of them told me that they used the snowball effect and used the monthly amount of the paid of the previously paid off debt and use that towards your highest piece of debt. I think I’m going to try that method.
 
tay1 said:
I asked coworkers and one of them told me that they used the snowball effect and used the monthly amount of the paid of the previously paid off debt and use that towards your highest piece of debt. I think I’m going to try that method.
Click to expand...

Would that mean continuing minimum monthly on everything except the highest debt? Kinda sounds like a reverse snowball method. I feel like that's more challenging than the regular snowball method since the snowball method helps build momentum.
 
Found this promo if you got $ just sitting around in a checking account. 4.35% high yield savings account w/ cash bonus:

Full details- https://www.capitalone.com/bank/bonus1500/

1. Open
Open a new 360 Performance Savings account with promo code BONUS1500.
2. Deposit
Deposit $20,000 of external funds during the 15-day Initial Funding Period after opening your account.
3. Hold
Hold the deposit(s) in your account for 90 days after the 15-day Initial Funding Period ends.
4. Earn
See the bonus in your new account within 60 days after holding. See chart for bonus amounts.

20k-->300$ bonus
50k-->750$ bonus
100k-->1.5k bonus
 
I was looking at it like is it worth the effort to move 20k around for that. Terrible incentive.

Think I got 400 for just opening the checking and using direct deposit.
 
tay1 said:
Depositing 20K only to get $300 is insane lol
Click to expand...
Mark Antony said:
I was looking at it like is it worth the effort to move 20k around for that. Terrible incentive.

Think I got 400 for just opening the checking and using direct deposit.
Click to expand...
4.35% APY + 300$ for keeping it in there a few months. Most checking accounts yield 0, savings accounts 0.05%.

If you leave that 20k for 1 year, you'll get 20,000$ x 4.35% = 870$ + 300$ (incentive) = 1170$

made 1k+ for money sitting there.
 
Not bad but got $325 for $500 deposit at a regional bank and another $300 for $1500 deposit with Citibank
 
htg designs said:
Not bad but got $325 for $500 deposit at a regional bank and another $300 for $1500 deposit with Citibank
Click to expand...
There are people who just bounce around and do all the promos, can do same with credit cards. Those are almost always available to pursue.

High yield savings accounts are at like a 30 year high for rates, which makes this a great time to do this one
 
Can someone put me on the game when it comes to negotiating sales price for a car? I haven't bought a car since 2007. I know the required fees are tax, title and doc fee. I did some research and found the average doc fee in my area. The sales tax is pretty straight forward. Is the title fee up for negotiation?

Only looking to pay $8k for a car.

Thanks.
 
I never have good luck on them taking down the price anymore.

that said I turn it right back in their face, you're paying blue book for my trade in now. I don't lower my price either.
 
You must log in or register to reply here.

Thread Gallery

View Full Gallery

The ultimate sneaker enthusiast community.

NikeTalk was created as a way of giving back to both the sneaker enthusiast community and to the greater global community of which we are all a part.

NikeTalk is NOT affiliated with Nike Inc. in any way, shape, or form. All opinions expressed herein do not necessarily reflect those of Nike, Inc.

© 1999-2024 NikeTalk.com

Share this page

Back
Top Bottom