NikeTalk › NikeTalk Forums › The Lounge › General › NT: Official Personal Finances Thread
New Posts  All Forums:Forum Nav:

NT: Official Personal Finances Thread

post #1 of 1092
Thread Starter 

since i started the thread i'll go first.

 

getting older and trying to cop a place of my own so i've been trying to save as much as i can.

 

take home pay after taxes is about $3k. (need to find a higher paying job, but beggars can't be choosers at the moment)

 

i'd say i save about $2k a month right now.  my monthly spendings basically goes to going out with my gf and personal spending.  my rent situation right now i only have to pay very minimally, so i'm really lucky in that aspect.

 

guess i'm starting this thread just to see where everyone else is potentially use it as a motivation to reach a certain salary.

post #2 of 1092
2k a month....must be nice laugh.gif
post #3 of 1092
I make about $0 and spend about 3k a month. So you can say I'm doing pretty well for myself
post #4 of 1092

3K after taxes? What do you do? 8o

Earn Cash Back when shopping online on Nike, Footlocker, EastBay and more, use this link:

 

http://www.ebates.com/rf.do?referrerid=frPzulDM5puuNOuHSllSag%3D%3D

Reply

Earn Cash Back when shopping online on Nike, Footlocker, EastBay and more, use this link:

 

http://www.ebates.com/rf.do?referrerid=frPzulDM5puuNOuHSllSag%3D%3D

Reply
post #5 of 1092
Thread Starter 
Quote:
Originally Posted by GRIMEYY View Post
 

3K after taxes? What do you do? 8o

 

i'm early 30's, so this is on the low end to people in my age range i would say.  :{

 

ksteezy, i'm trying to save for a place.  once i buy one and have a mortgage, i'd be lucky to save $500 a month with my current income.

post #6 of 1092
Quote:
Originally Posted by mrse7en View Post

i'm early 30's, so this is on the low end to people in my age range i would say.  mean.gif

ksteezy, i'm trying to save for a place.  once i buy one and have a mortgage, i'd be lucky to save $500 a month with my current income.

That's pretty much me roll.gif

Thank God for my side gig as a photographer....that's the only way I could save up.
post #7 of 1092
I save around $500.

I stop buying shoes. I want to save more.

I am paying a mortgage though.....


Side note: My wife needs to chill with this renovation project sick.gif .

She's looking at a $6000 front door.
Kicks 4 Sale |Seattle Seahawks |Seattle Mariners |LA Lakers (Long live the Supersonics) | Instagram = Jetliferivas
Reply
Kicks 4 Sale |Seattle Seahawks |Seattle Mariners |LA Lakers (Long live the Supersonics) | Instagram = Jetliferivas
Reply
post #8 of 1092
You make 3k a month or bi-weekly after taxes?

Either way, that's pretty good. At least 65k before taxes a year.


Nevermind: I see it's monthly.

I don't save as much as I will like... but I bring home close to 4k month. It's just me, so I'm good.
Edited by letsgetit22 - 5/20/15 at 7:17pm
post #9 of 1092
I'm making a little under 3K a month after tax on straight time with no days off. If there's overtime, it's a whole different story pimp.gif

Can't wait until I'm at Journeyman wages. pimp.gif

I probably save like 1,500-2k a month mean.gif but then I spend it. laugh.gif just bought a harley but as soon as I'm done building this one, I'm saving and not touching it til I get to 25Kish, unless I decide to buy myself a Silveraydo.

edit: OP, what do you claim on Taxes? I'm claiming zero.
E q u i p o T R I c o l o r W$GT$
Reply
E q u i p o T R I c o l o r W$GT$
Reply
post #10 of 1092
Does that include 401k?

After taxes, SS, medicare, health insurance, 401k I have close to $3700 monthly (close to $4200 is I'm not including 401k).

So with the $4200 as a base, if we're looking at total deductions for my 401k, Roth IRA, Non-IRA Investment, Personal Savings, and another IRA (rolled over), I save close to $1400 a month.
post #11 of 1092
Quote:
Originally Posted by GRIMEYY View Post
 

3K after taxes? What do you do? 8o

 

3K is actually not that much.

 

OP - So you're basically saving 2/3 of your salary every month? That's impressive.

post #12 of 1092
Quote:
Originally Posted by Slighted View Post

3K is actually not that much.

OP - So you're basically saving 2/3 of your salary every month? That's impressive.

Depends on where you live and your lifestyle.
Kicks 4 Sale |Seattle Seahawks |Seattle Mariners |LA Lakers (Long live the Supersonics) | Instagram = Jetliferivas
Reply
Kicks 4 Sale |Seattle Seahawks |Seattle Mariners |LA Lakers (Long live the Supersonics) | Instagram = Jetliferivas
Reply
post #13 of 1092
Quote:
Originally Posted by dakid23 View Post

Quote:
Originally Posted by Slighted View Post

3K is actually not that much.

OP - So you're basically saving 2/3 of your salary every month? That's impressive.

Depends on where you live and your lifestyle.
Yeah. You can net $3000 a month, but if you live in an area where rent starts at $1300 for a ****** studio, you're not flourishing. Or you're flourishing, but not saving. Or your doing both and and sharing living space.
post #14 of 1092
Thread Starter 

3k is def not a lot at my age.  i live in a major city and life is not cheap here.  i don't think i'll feel like i've accomplished anything until i can make at least $5k a month after taxes.  

 

i think most you dudes that think 3k is a lot must be in your early-mid 20's.  once you reach late 20's-early 30's, you will think otherwise.  at 3k a month at my age i'm probably just slightly above average, though i haven't looked at any stats (just guessing)

post #15 of 1092
"I'm broke baby."
post #16 of 1092
I make 1800 a month.
post #17 of 1092
Quote:
Originally Posted by dakid23 View Post

I save around $500.

I stop buying shoes. I want to save more.

I am paying a mortgage though.....


Side note: My wife needs to chill with this renovation project sick.gif .

She's looking at a $6000 front door.
You can't let that happen

Just make sure it's a door that works
"This isnt even my final form"
Reply
"This isnt even my final form"
Reply
post #18 of 1092


I save about 1k a month, 450 into a roth, 300 into my scottrade account,  and the rest goes into my 401k/short term savings....All set up automatically so I don't miss it.

 

I really wish the government would let me contribute more to my roth....

post #19 of 1092
Just recently began working but I can save about 600 being real frugal

When I was working I didn't buy anything but groceries n gas and some tress every now and then
"This isnt even my final form"
Reply
"This isnt even my final form"
Reply
post #20 of 1092
Quote:
Originally Posted by dakid23 View Post

I save around $500.

I stop buying shoes. I want to save more.

I am paying a mortgage though.....


Side note: My wife needs to chill with this renovation project sick.gif .

She's looking at a $6000 front door.

Sell Melo on EBay bruh....thought we discussed this already roll.gif
post #21 of 1092
I could probably save a lot more than I do, but I have a lazed lifestyle, wife hasn't worked in 2 years, we eat out often, I like expensive furniture, but camera gear often, collect high priced 1/6th figures...we are going through IVF...2 cars...etc etc...I rarely hold back on spending and we vacation at least 2 times a year....I'm surprised I even save anything being that I'm the only one bringing in money and the type of lifestyle we lead...
post #22 of 1092
Quote:
Originally Posted by mrse7en View Post
 

since i started the thread i'll go first.

 

getting older and trying to cop a place of my own so i've been trying to save as much as i can.

 

take home pay after taxes is about $3k. (need to find a higher paying job, but beggars can't be choosers at the moment)

 

i'd say i save about $2k a month right now.  my monthly spendings basically goes to going out with my gf and personal spending.  my rent situation right now i only have to pay very minimally, so i'm really lucky in that aspect.

 

guess i'm starting this thread just to see where everyone else is potentially use it as a motivation to reach a certain salary.

u must live at home

post #23 of 1092
Quote:
Originally Posted by dakid23 View Post

I save around $500.

I stop buying shoes. I want to save more.

I am paying a mortgage though.....


Side note: My wife needs to chill with this renovation project sick.gif .

She's looking at a $6000 front door.

pics of wife

 

 

 

 

and door? 

pimp.gifTEAM MBENGApimp.gif

 

Thank you for calling NT tech support, can i take your order please? 

 

nerd.gifAbout Menerd.gif 

Reply

pimp.gifTEAM MBENGApimp.gif

 

Thank you for calling NT tech support, can i take your order please? 

 

nerd.gifAbout Menerd.gif 

Reply
post #24 of 1092
After taxes about 6500 a month, save about , 4-5k of that.

 

Im slappin mommas,Cut her off at the knees,raise her up 2 feet & she'll look like 2 commas

Reply

 

Im slappin mommas,Cut her off at the knees,raise her up 2 feet & she'll look like 2 commas

Reply
post #25 of 1092

$5100 a month after taxes. $1100 of that goes to true, never to be spent on anything other than investment, savings.

 

But there's also $80/month for healthcare savings.

 

$250/month towards vacation savings, etc. etc.

The Oft-ignored Voice of Reason

Reply

The Oft-ignored Voice of Reason

Reply
post #26 of 1092
Quote:
Originally Posted by Still Itachi View Post


$250/month towards vacation savings, etc. etc.


dude i gotta start this...all my saving goes into accounts i cant see with another a bank. but i need a account strictly for vacations.



emergency savings
regular savings
vacation savings.
Edited by keeL252 - 5/22/15 at 5:14am
post #27 of 1092
Quote:
Originally Posted by ksteezy View Post

I could probably save a lot more than I do, but I have a lazed lifestyle, wife hasn't worked in 2 years, we eat out often, I like expensive furniture, but camera gear often, collect high priced 1/6th figures...we are going through IVF...2 cars...etc etc...I rarely hold back on spending and we vacation at least 2 times a year....I'm surprised I even save anything being that I'm the only one bringing in money and the type of lifestyle we lead...

Making your own money and spending it how you like to pimp.gif
post #28 of 1092

bring home $5400 a month + end of yr bonus

 

was flourishing for a while, but I just purchased a new house and we get the keys in July.  Mortgage payment will pretty much be doubled, no more savings.

KEEP YOUR HEAD UP IN FAILURE, 

AND YOUR HEAD DOWN IN SUCCESS.

Reply

KEEP YOUR HEAD UP IN FAILURE, 

AND YOUR HEAD DOWN IN SUCCESS.

Reply
post #29 of 1092
A little under 3.6K a month. Don't save anything. Just about a third goes to rent (excluding utilities ) Any extra money goes toward paying CC debt I accumulated in med school. Being a resident in LA blows financially.
post #30 of 1092
Quote:
Originally Posted by paliplaya2010 View Post

I make about $0 and spend about 3k a month. So you can say I'm doing pretty well for myself

Dam you

Cool Calm Collected
Brooklyn Born
PSN: Dam_Its_Iceman
Reply
Cool Calm Collected
Brooklyn Born
PSN: Dam_Its_Iceman
Reply
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: General
NikeTalk › NikeTalk Forums › The Lounge › General › NT: Official Personal Finances Thread