NT: Official Personal Finances Thread

261
158
Joined
Oct 20, 2014
since i started the thread i'll go first.

getting older and trying to cop a place of my own so i've been trying to save as much as i can.

take home pay after taxes is about $3k. (need to find a higher paying job, but beggars can't be choosers at the moment)

i'd say i save about $2k a month right now.  my monthly spendings basically goes to going out with my gf and personal spending.  my rent situation right now i only have to pay very minimally, so i'm really lucky in that aspect.

guess i'm starting this thread just to see where everyone else is potentially use it as a motivation to reach a certain salary.
 
3K after taxes? What do you do? 
nerd.gif
 
 
3K after taxes? What do you do? 
nerd.gif
i'm early 30's, so this is on the low end to people in my age range i would say.  
mean.gif


ksteezy, i'm trying to save for a place.  once i buy one and have a mortgage, i'd be lucky to save $500 a month with my current income.
 
Last edited:
i'm early 30's, so this is on the low end to people in my age range i would say.  :smh:

ksteezy, i'm trying to save for a place.  once i buy one and have a mortgage, i'd be lucky to save $500 a month with my current income.

That's pretty much me :rofl:

Thank God for my side gig as a photographer....that's the only way I could save up.
 
I save around $500.

I stop buying shoes. I want to save more.

I am paying a mortgage though.....


Side note: My wife needs to chill with this renovation project :x .

She's looking at a $6000 front door.
 
Last edited:
You make 3k a month or bi-weekly after taxes?

Either way, that's pretty good. At least 65k before taxes a year.


Nevermind: I see it's monthly.

I don't save as much as I will like... but I bring home close to 4k month. It's just me, so I'm good.
 
Last edited:
I'm making a little under 3K a month after tax on straight time with no days off. If there's overtime, it's a whole different story :pimp:

Can't wait until I'm at Journeyman wages. :pimp:

I probably save like 1,500-2k a month :smh: but then I spend it. :lol: just bought a harley but as soon as I'm done building this one, I'm saving and not touching it til I get to 25Kish, unless I decide to buy myself a Silveraydo.

edit: OP, what do you claim on Taxes? I'm claiming zero.
 
Last edited:
Does that include 401k?

After taxes, SS, medicare, health insurance, 401k I have close to $3700 monthly (close to $4200 is I'm not including 401k).

So with the $4200 as a base, if we're looking at total deductions for my 401k, Roth IRA, Non-IRA Investment, Personal Savings, and another IRA (rolled over), I save close to $1400 a month.
 
3K is actually not that much.

OP - So you're basically saving 2/3 of your salary every month? That's impressive.

Depends on where you live and your lifestyle.
Yeah. You can net $3000 a month, but if you live in an area where rent starts at $1300 for a ****** studio, you're not flourishing. Or you're flourishing, but not saving. Or your doing both and and sharing living space.
 
3k is def not a lot at my age.  i live in a major city and life is not cheap here.  i don't think i'll feel like i've accomplished anything until i can make at least $5k a month after taxes.  

i think most you dudes that think 3k is a lot must be in your early-mid 20's.  once you reach late 20's-early 30's, you will think otherwise.  at 3k a month at my age i'm probably just slightly above average, though i haven't looked at any stats (just guessing)
 
Last edited:
I save around $500.

I stop buying shoes. I want to save more.

I am paying a mortgage though.....


Side note: My wife needs to chill with this renovation project :x .

She's looking at a $6000 front door.
You can't let that happen

Just make sure it's a door that works
 
I save about 1k a month, 450 into a roth, 300 into my scottrade account,  and the rest goes into my 401k/short term savings....All set up automatically so I don't miss it.

I really wish the government would let me contribute more to my roth....
 
Last edited:
Just recently began working but I can save about 600 being real frugal

When I was working I didn't buy anything but groceries n gas and some tress every now and then
 
Last edited:
I save around $500.

I stop buying shoes. I want to save more.

I am paying a mortgage though.....


Side note: My wife needs to chill with this renovation project :x .

She's looking at a $6000 front door.

Sell Melo on EBay bruh....thought we discussed this already :rofl:
 
I could probably save a lot more than I do, but I have a lazed lifestyle, wife hasn't worked in 2 years, we eat out often, I like expensive furniture, but camera gear often, collect high priced 1/6th figures...we are going through IVF...2 cars...etc etc...I rarely hold back on spending and we vacation at least 2 times a year....I'm surprised I even save anything being that I'm the only one bringing in money and the type of lifestyle we lead...
 
 
since i started the thread i'll go first.

getting older and trying to cop a place of my own so i've been trying to save as much as i can.

take home pay after taxes is about $3k. (need to find a higher paying job, but beggars can't be choosers at the moment)

i'd say i save about $2k a month right now.  my monthly spendings basically goes to going out with my gf and personal spending.  my rent situation right now i only have to pay very minimally, so i'm really lucky in that aspect.

guess i'm starting this thread just to see where everyone else is potentially use it as a motivation to reach a certain salary.
u must live at home
 
$5100 a month after taxes. $1100 of that goes to true, never to be spent on anything other than investment, savings.

But there's also $80/month for healthcare savings.

$250/month towards vacation savings, etc. etc.
 
Back
Top Bottom