NT: Official Personal Finances Thread

[bluntobject50]

Yeah day one vesting. I didn't know this wasn't common learn something new every day.

Depends... I believe mine is 5 yrs before you are 100% vested.

 

[capital sb]

Yeah that's definitely not common.

Hmm, government and government contractor thing? 

@bluntobject50  wow 5 years that is very long.

 

[HankHill]

Nah i've had a government contractor position before with a consulting agency and we weren't vested from start date. Are you paid as a government employee or by the contracting company?

 

[slicknick951]

Yeah day one vesting. I didn't know this wasn't common learn something new every day.

Depends... I believe mine is 5 yrs before you are 100% vested.

mine is like this

it goes up each year until 5 years where it reaches 100% of their contribution.

They contribute after 6 months

 

[antidope]

My last firm it was 33.3% vesting per year. Of you quit before the three years they took their slice of it back.

 

[capital sb]

Nah i've had a government contractor position before with a consulting agency and we weren't vested from start date. Are you paid as a government employee or by the contracting company?

I'm not a government employee, I work for one of the top government contractor companies and am paid by them.

Northrop Grumman, BAE, Booz Allen, General Dynamics, L3, Lockheed Martin, Boeing, Accenture, Leidos, etc

 

[HankHill]

Nah i've had a government contractor position before with a consulting agency and we weren't vested from start date. Are you paid as a government employee or by the contracting company?

I'm not a government employee, I work for one of the top government contractor companies and am paid by them.
Northrop Grumman, BAE, Booz Allen, General Dynamics, L3, Lockheed Martin, Boeing, Accenture, Leidos, etc

Same. And the company I'm mentioning now is also in the list you provided. No one I know of has had full vesting day 1 of employment. Its usually in increments or 3 years.

 

[capital sb]

Same. And the company I'm mentioning now is also in the list you provided. No one I know of has had full vesting day 1 of employment. Its usually in increments or 3 years.

I can take a guess lol only 2 consulting companies on the list, Booz and Accenture. I'd never work for Booz they are too grimey and deceitful. Haven't had a single friend like Accenture or say they stick to their word, wouldn't work for them either.

 

[QU!K]

Y'all be using Mint?

 

[antidope]

I check Mint multiple times a day. Once when I wake up and sporadically throughout the day afterwards.

There's also Personal Capital which does a similar thing to Mint but has a more robust investment account option which allows me to track my holistic portfolio performance automatically as opposed to having to do it myself.

 

[northoaklandfc]

I check Mint multiple times a day. Once when I wake up and sporadically throughout the day afterwards.

What you checking for multiple times a day man? 

I go over Mint comprehensively at the beginning of each month and quickly once or twice a week to keep track of spending and catch anything that was categorized incorrectly. 

 

[crcballer55]

Y'all be using Mint?

Yep. Didn't think I would need it at first, but it makes going through the transactions for all my accounts a lot easier. The Bill reminders and low balance notices are a nice feature too

 

[nrg1604]

Don't use bill reminder cause I set up auto-withdraw. But I use to to check CC balance and monitor transactions to make sure there aren't any fraudulent charges.

 

[HankHill]

I use it to see how close I am to my category budgets.

 

[antidope]

I check Mint multiple times a day. Once when I wake up and sporadically throughout the day afterwards.

What you checking for multiple times a day man? 


I go over Mint comprehensively at the beginning of each month and quickly once or twice a week to keep track of spending and catch anything that was categorized incorrectly. 

Nothing I just like looking at it.

 

[water runs dry]

Any advice on where the best place/bank to open a Roth IRA account?

 

[dathbgboy]

Any advice on where the best place/bank to open a Roth IRA account?

Online or In person?

 

[water runs dry]

Online or In person?

Either one is fine I guess.

 

[dathbgboy]

Online or In person?

Either one is fine I guess.

As far as online (which is usually the cheapest option) you want to look into costs of trade, minimum balances, trading tools and resources, etc.

I use Trade King, but here's a link to for info on that and others as well

 

[QU!K]

Anyone use robin hood?

 

[based mod]

Any advice on where the best place/bank to open a Roth IRA account?

Vanguard

 

[al audi]

I just paid off my CCs and Debt Free

Ready to take in all the advice from this thread

Props to all of you who have made this sucha great and informational thread.

 

[based mod]

Congrats man. Must be a great feeling. Celebrate by buying out the bar.

 

[slighted]

Congrats man. Must be a great feeling. Celebrate by buying out the bar.

 

[reydogg23]

Do guys know if Barclays allows you to open multiple or sub accounts? I'd like to have everything in one place but have multiple accounts for emergency, wedding, etc. I believe Ally does but I was interested in Barclays online savings and dream account.

Thanks.