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Like the title says, I'm looking to leave BoA. Who should i go to? Chase, Wells Fargo, etc. 24 looking to nukbuild my credit, pad a ssavings.
Looking to leave Bank Of America Vol. ASAP
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not gonna get much interest from savings acctfrom any of them
i'd personally go with a credit union
i have chase and a local credit union acct
no probs with any of them
i'd personally go with a credit union
i have chase and a local credit union acct
no probs with any of them
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Mister Meaner
formerly super producer j
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What's the issue with BoA?
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Go with whichever has the most banks/atms near you
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Why are you leaving BofA?
What kind of financial needs do you have? Example: withdrawing from ATMs a lot/a little, weekend hours, fewer fees, friendly tellers, plentiful/national/local locations, etc.
TL;DR: need more info, fam.
What kind of financial needs do you have? Example: withdrawing from ATMs a lot/a little, weekend hours, fewer fees, friendly tellers, plentiful/national/local locations, etc.
TL;DR: need more info, fam.
fontaine
Banned
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Credit union are your friend.
Big banks don't give a damb about you switching
Big banks don't give a damb about you switching
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You're not gonna notice much of a difference with you switching over to their competition. They're competitive for a reason so they all pretty much have the same b.s. excuses when dealing with their customers.
Go to a credit union, but be warned that they're not all that convenient. Ex. I deposited 4k cash into my local credit union and had 3k on hold for a few days, that **** had me hated but oh well
Go to a credit union, but be warned that they're not all that convenient. Ex. I deposited 4k cash into my local credit union and had 3k on hold for a few days, that **** had me hated but oh well
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Navy fed 
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I absolutely hate BoA with a passion. Branches look rundown, there's always a line of 10+ people iin line with TWO tellers at the window and two employees messing around in the lobby. Tellers are unprofessional, dress unprofessional. God damn I hate BoA so much. And it's not just one branch, every single branch I've been to in my area has the same problems. Every time I try to close my account there was a long line for a banker. Finally I complained to a manager and he took care of it on his ipad. Now I just have the rest of my cc balance with BoA.
I like Wells Fargo. They're still a big bank, so they're still turrible, but they're easily accessible seeing as how they're everywhere. There might be like 20 people in line or something, but they will have like 6+ Tellers on the line. Treat you nice and the branches tend to look nicer.
But you should also have access to a Credit union as well.
I like Wells Fargo. They're still a big bank, so they're still turrible, but they're easily accessible seeing as how they're everywhere. There might be like 20 people in line or something, but they will have like 6+ Tellers on the line. Treat you nice and the branches tend to look nicer.
But you should also have access to a Credit union as well.
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I only deal with credit unions. If you go the CU route join one that lets you withdraw for free from convenience stores like 7/11,CVS, Walgreens, etc.
antidope
Supporter
- 62,306
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- Jan 2, 2012
I have a credit union and A Wells Fargo account for when I leave the state.
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I withdraw maybe 3-4 times a week. I'm in Maryland. Only 2 boa here. Looking for fewer fees if at all possible.
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Any recommendations?
ice city fc
Banned
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Charles Schwab High Yield Investor Checking Account
Free
Pretty sure the interest rate is higher than any of the savings accounts offered by the big banks.
No ATM fees anywhere in the world either. Commission fees charged by other ATMs get refunded to you.
Free
Pretty sure the interest rate is higher than any of the savings accounts offered by the big banks.
No ATM fees anywhere in the world either. Commission fees charged by other ATMs get refunded to you.
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Usaa, navy fed if you can get them. Even then they give you a certain amount of atm fees back per month. usaa I think is up to 15.
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I love Community America. They have tons of locations in my area and also their locations located in grocery stores are open till 4 on Saturday!
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I'm with a credit union. I can't deal with those types of banks.
RustyShackleford
Supporter
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- Jul 20, 2009
Credit Union (you can join a Alliant for like $10) or a checking account form Charles Schwarb or Fidelity. I'm partial to Fedlity
Way better than big banks
Way better than big banks
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What part of MD...BoA is everywhere
mr marcus
Banned
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- May 3, 2010
yea find a credit union
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Found a local CU I may join next week. Called Nymeo. Now I'll probably do like suggested above and create an account with Chase and have the CU as my primary.
lightweight champion
Banned
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- Jun 23, 2007
Having worked for BofA before I can tell you they do care about you leaving, but not because they care about you the person/consumer. Each branch will try to keep you for the mere fact that it count against that branch's profits and losses.
"We'd hate to lose your business, what seems to be the issue?"
Complete horse****
Credit unions don't charge nearly as much in fees because CUs are not for profit. Opening an account (at least where I work) is called a Prime Share, which is your savings account. It's exactly what it says, a share of the company. The profits of the company go back to you in a higher interest rate than a larger bank whose shareholders are private. About a year ago I wouldn't have been able to say this, but CUs are the way to go.
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I've been banking with BOA for 8 years and I've never had a problem *shrugs*
Main reason I like them is because they're literally everywhere.
Main reason I like them is because they're literally everywhere.
bravelude
Banned
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- Dec 29, 2013
I dunno if you're serious or joking. Firstly, what's the issue? Secondly, would changing banks actually help fix your displeasure.
It's quite easy. You find a bank that gives you convenience. You also want to give yourself an option, so it's best to have an account with various financial institutions (bank, credit union). Why? Because when the time comes for you to borrow money, you get to compare rates and what not.
Building credit and savings are different things and is dependent on YOUR CREDIT BEHAVIOR. It has NOTHING to do with the bank. Switching banks won't give you 1 UPs.
I've heard good things about Wells Fargo, but it all depends. Spend some time READING on the different type of accounts.
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Wells Fargo is getting sued right now. That's a bank for broke folks, and undocumented people. (hence the lawsuit)
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