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What about at the end of the lease? He's going to have to get another car regardless. There's some details OP is leaving out as well. Does dude plan on paying cash for the whips? At the end of the day, you're paying the depreciation in a lease. But I get your point @jman219 , he'll have more capital to work with for sure.Lease a new whip and get A Rollie,
Purchase assets that appreciate.
Borrow Assets that depreciate.
The watch will be worth the same if not more in ten years. The car will be in a junkyard. Figure $300 a month over 3 years is $10,800 in lease payments. So he can whip a new car for the next 6 years for ~$20K, while keeping the money in his pocket and being able to get a watch in the meantime.
And I'd steer clear from buying a breitling just to get something nice, he should shop around through multiple brands and find one he will still be happy with for many years to come. I bought a watch last year for a significant amount, and never once had buyers remorse. if I had gotten the other one that I was so-so on, but would have saved me some, I guarantee I would regret it or would be ready to move on.
Fiero with a bodykit
15K auto loan at 4.99% for 60 months
Not great, but not too bad?
Thoughts?
15K auto loan at 4.99% for 60 months
Not great, but not too bad?
Thoughts?
Terrible!
da hemi isnt eem an option?
Ninjahood rolling over on his pile of shoes in da kitchen.
Lets look at it from an analytical standpoint. I sold cars for an authorized Mercedes dealer here in the city. Based on both models (which both hold their value pretty well), I would personally go with the Acura. Mazda's are great cars but I can't see myself dropping $20k on Mazda's most affordable model.
Two years from now:
Mazda's estimated residual value (guesstimation mixed with research as well as driving the car at industry average 15k miles/yr): Around 13k at the absolute best (aka $291 a month over 24 months,)
Acura's estimated residual value (guesttimation mixed with research as well as driving the car at industry average 15k miles/yr): Around $15k at the absolute best (aka %250 a month over 24 months).
The Acura already has less than industry average miles therefore making it a better buy imo. Although it may be outside of factory warranty, it has such low miles you won't have to worry about much.
**** that damn watch although Breitling watches don't depreciate much. Save that money for maintenance or at least go to the casino to double it.
How are you going to be wearing a $3000 watch while driving a $20,000 car?