This girl is your typical millenial...

 
Bullet dodged
Haha for the money or the kid??
Bullet still not dodged.

If you wanna put a ring on that fam y'all need to figure that out
laugh.gif
 
 
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Bullet still not dodged.

If you wanna put a ring on that fam y'all need to figure that out :lol:  

Nah, we aren't together. I was willing to take on the debt at the time, but it would be SOOOO much easier without it. I later realized how long that would really put you back, especially in LA/ OC/ SF.
 
How much would you guys be willing to take on? My buddy is taking on 45ish but they have two kids already.

I always think of this now, love does crazy things.
 
How much would you guys be willing to take on? My buddy is taking on 45ish but they have two kids already.

I always think of this now, love does crazy things.

Little to none. Your debt is your debt. Why should someone else be responsible for getting you out of your hole? All of that including CC debt and others could affect your future and any plans such as buying a home.
 
How much would you guys be willing to take on? My buddy is taking on 45ish but they have two kids already.

I always think of this now, love does crazy things.

I'll be making decent amount as a journeyman, but I still wouldn't even consider anything over 20K unless she were to be making as much as I am.

For a lot of people they reallty don't have much of a choice but to get into debt by crazy amounts by the time they graduate.

College is such a scam.
 
My ex made a huge deal about it...

Was like, "Hey we need to talk, something I need to tell u..."

I'm like ohhh no, shes preggers.

Turns out she owed 45k from student loans lol.

That's a big deal to some, man. If you guys get married, that's your debt as well :lol:


I know a girl who's doing well for herself (good looking and career oriented) who got dumped twice because she has a $50-60k debt and the two guys didn't want to take that on.
 
How much would you guys be willing to take on? My buddy is taking on 45ish but they have two kids already.

I always think of this now, love does crazy things.
Love? My man, you supposed to be the white Bill Bellamy! In all seriousness, I think about this all the time. I don't know how some of my workers who make a lot less than me afford their lifestyles. I'm around your age and I ponder as well....marriage, house together, kids, etc. all cost a lot of money!

To be honest, I have no idea. This girl I was dating...I was willing to do a lot for her that I never thought I would for a girl. The girl I'm with now...not so much.

I'll be making decent amount as a journeyman, but I still wouldn't even consider anything over 20K unless she were to be making as much as I am.

For a lot of people they reallty don't have much of a choice but to get into debt by crazy amounts by the time they graduate.

College is such a scam.
It's wild because I have this conversation with my older successful friends, most of which didn't get educated formally. I agree. The sad part is some of them can't get jobs after undegrad, and go back to grad school 'to feel productive' just to get more into debt.
 
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That's a big deal to some, man. If you guys get married, that's your debt as well :lol:


I know a girl who's doing well for herself (good looking and career oriented) who got dumped twice because she has a $50-60k debt and the two guys didn't want to take that on.


Yeah, my ex makes 62kish but that 45k is still going to take FOREVER to pay off.


Love? My man, you supposed to be the white Bill Bellamy! In all seriousness, I think about this all the time. I don't know how some of my workers who make a lot less than me afford their lifestyles. I'm around your age and I ponder as well....marriage, house together, kids, etc. all cost a lot of money!

To be honest, I have no idea. This girl I was dating...I was willing to do a lot for her that I never thought I would for a girl. The girl I'm with now...not so much.
It's wild because I have this conversation with my older successful friends, most of which didn't get educated formally. I agree. The sad part is some of them can't get jobs after undegrad, and go back to grad school 'to feel productive' just to get more into debt.


Hahahahahahaha! I've had a great run, I do admit it, but at the end of the day I want that wife/ kids/ house etc.

This was the first girl I was thinking I could take that 45k on for. I remember even telling her that we would handle it together :smh:

It's so funny because the girl I'm seeing now is BALLING. Parents have Lambos, live in the same neighborhood as Kobe and most consider her one of the hottest I've been with (humble brag she has 65k followers on IG). Girl is IN LOVE with me and I would be set for life but my heart just isn't in it. I'm out here, mid 20's, making good money with no real debt.

I've never heard the debt be a game changer for someone, but I can see it definitely being a deterrent.
 
Yeah, my ex makes 62kish but that 45k is still going to take FOREVER to pay off.
Hahahahahahaha! I've had a great run, I do admit it, but at the end of the day I want that wife/ kids/ house etc.

This was the first girl I was thinking I could take that 45k on for. I remember even telling her that we would handle it together :smh:

It's so funny because the girl I'm seeing now is BALLING. Parents have Lambos, live in the same neighborhood as Kobe and most consider her one of the hottest I've been with (humble brag she has 65k followers on IG). Girl is IN LOVE with me and I would be set for life but my heart just isn't in it. I'm out here, mid 20's, making good money with no real debt.

I've never heard the debt be a game changer for someone, but I can see it definitely being a deterrent.
Wife that sugar mama :lol: jk
 
I'll be making decent amount as a journeyman, but I still wouldn't even consider anything over 20K unless she were to be making as much as I am.

For a lot of people they reallty don't have much of a choice but to get into debt by crazy amounts by the time they graduate.

College is such a scam.

:pimp:

What field pleigh boi?
 
My ex made a huge deal about it...

Was like, "Hey we need to talk, something I need to tell u..."

I'm like ohhh no, shes preggers.

Turns out she owed 45k from student loans lol.


im out bruh...thats pure nonsense. :x
 
Please don't lump us together. Plenty of millenials, myself included, have worked their ***** off to be even remotely successful. And consider that we really have the cards stacked against us as far as school costs, job availability, and salaries. This girl is an exceptional case of stupidity, but she is not a representation of an entire generation.
 
College just doesn't make sense to me anymore. In an age where you could learn virtually anything for little to no cost and create your own opportunities, it just isn't a viable option to me anymore. I doubt I'll ever go back. Struggle for years, amass more debt than a brand new car, then come out and have to feel lucky you get an entry level job at a salary less than your combined debt on top of every other cost you have to pay for. Car payments, housing, food, etc. Unless you're just gonna live with your folks till you're 30.
 
Why would you buy a brand new car straight out of school? I see a lot of people do that, its the biggest mistake you can make. Just adding more unnecessary debt on top of your student loans.
 
My wife has 50K in student loan debt :smh:

If my company didn't have tuition reimbursement I'd never go back to school
 
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College is a scam if you get taken advantage of or make horrible decisions before, during, and after its all done.

If you work the system and plan ahead it's all good
 
My wife has 50K in student loan debt :smh:

If my company didn't have tuition reimbursement I'd never go back to school
I remember the tuition reimbursement decades ago were so relaxed. I would hear stories of dudes working as blue collar employees for Boeing and the likes and going to law school on a free ride :lol:

Now there are all types of stipulations ie must remain with company for x years after graduation, Max reimbursement is $5k a year, etc.
 
 
Why would you buy a brand new car straight out of school? I see a lot of people do that, its the biggest mistake you can make. Just adding more unnecessary debt on top of your student loans.
It's not that bad, the people I went to school with are just buying a lexus or jeep or camaro or something, not like they're buying maseratis or something
 
College is a scam if you get taken advantage of or make horrible decisions before, during, and after its all done.

If you work the system and plan ahead it's all good

Basically. College is a scam to those that ********ted and aren't reaping the benefits they thought they were going to get. A degree is simply the key to open the door. It doesn't guarantee anything.
 
 
It's not that bad, the people I went to school with are just buying a lexus or jeep or camaro or something, not like they're buying maseratis or something
A 30K car payment is $500/mo (60 mo loan not one of them 80mo+ loans), thats not that bad? On top of student loan payments which are at least $300/mo and that's on the low end (between 25K-30K in student loans). So you are looking at $800-$1000/mo in bills and haven't even factored in food, rent, cell phone, car insurance, going out, etc. This mindset is why people are living paycheck to paycheck.
 
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