- 21,750
- 15,780
- Joined
- May 25, 2001
It just randomly started like a month ago, I get a call from someone (who is clearly in or from India) who claims I owe a debt from 2011 where I took out a Payday loan for $500 and with interest I owe now $700 but they'll let me settle it over the phone right then for $680. Nice of them, except I never took out such a loan.
They did have my name, phone number, address, and place I worked for around that time period so it was pretty convincing at first. They threatened to sue me, said I'd be recieving a summons to court
I asked them for more information, basic information they would have if they were legit like when exactly did I take out this loan (she answered sometime around February), from where (well we're a large, multinational corporation with many payday lenders under us so it could have been any of a number of them), how like was it check or direct deposit because my bank account shows no record, which she finally got mad and said could be either one but it isn't her responsibility to let the consumer know this information and I just need to pay right away or go to court or jail.
At this point, obviously it's shenanigans, and I got mad with her tone and talking to me crazy so I started cussing and she hung up after yelling, "See you in court!!"
Get another call back the next day, by the way it's a different number every time and sometimes even a local number to your area code, I start off more cordial and agreeable, just ask for the alleged particulars which they claim they emailed and snail mailed to my house th einfo already and back to the we have no choice but to take you to court.
They won't tell you where they are, a company name or address, anything about the alleged debt. They just continue to say they are collecting on a debt, an arbitration company, and that I better pay or go to court.
They started back this week, this time a Jamaican sounding chic who went every bit with me on the cussing and talking **** and was the first to at least give me a company name, UPG.
Is there anything I can do besides just disregard?
TLDR: Anyone heard of this company UPG? Seems like they call people claiming to be collecting a fake debt and use words like court and summons to scare them into paying a debt they don't even owe.
They did have my name, phone number, address, and place I worked for around that time period so it was pretty convincing at first. They threatened to sue me, said I'd be recieving a summons to court
I asked them for more information, basic information they would have if they were legit like when exactly did I take out this loan (she answered sometime around February), from where (well we're a large, multinational corporation with many payday lenders under us so it could have been any of a number of them), how like was it check or direct deposit because my bank account shows no record, which she finally got mad and said could be either one but it isn't her responsibility to let the consumer know this information and I just need to pay right away or go to court or jail.
At this point, obviously it's shenanigans, and I got mad with her tone and talking to me crazy so I started cussing and she hung up after yelling, "See you in court!!"
Get another call back the next day, by the way it's a different number every time and sometimes even a local number to your area code, I start off more cordial and agreeable, just ask for the alleged particulars which they claim they emailed and snail mailed to my house th einfo already and back to the we have no choice but to take you to court.
They won't tell you where they are, a company name or address, anything about the alleged debt. They just continue to say they are collecting on a debt, an arbitration company, and that I better pay or go to court.
They started back this week, this time a Jamaican sounding chic who went every bit with me on the cussing and talking **** and was the first to at least give me a company name, UPG.
Is there anything I can do besides just disregard?
TLDR: Anyone heard of this company UPG? Seems like they call people claiming to be collecting a fake debt and use words like court and summons to scare them into paying a debt they don't even owe.
