More drivers falling behind on their car payments

JJs07 said:
I think I told this story before, but when I was looking to get my charger, I was dealing with a rep from a certain dealership about an hour away from where I live. He said they had the blacktop model on the lot and it would be ready for me to see the next afternoon. Last minute, I took a half day at work, rearranged my childcare etc. Even spoke to that same rep that morning and he said everything was good.

Drove an hour to the dealership and it turns out, the car was sold earlier in the day. I was heated. On top of it all, they had the audacity to ask "since you're here, can we interest you in another charger?" Nah fool...I want what I was originally coming in for.
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Oh another thing, they said that they don't offer the internet pricing unless you meet certain qualifications...what???
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I was vexed

Anyways...I had another dealership that I was in contact with, so I called them up and they said they had the same model of car on the lot and would be ready for me to testdrive if I could get out there before closing. Made it to that dealership, and had a new car a few hours later.
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I remember my wife went to a dealership and they was giving her the run around on the avenger she wanted to get but they weren't budgin on the price and ended up showing her a 2013 Galant with >9k miles on it, I talked her into test driving it and she liked it and these fools come back and tell us the Galant was like 5k more than the avenger with of course a high down payment.

I looked at dude and said c'mon man, why TF would you do that?
 
SneakerPro said:
I'm calling BS on that required by law bit.

The fine print on a True Car certificate basically says they don't HAVE to honor that price.
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That's what I was told by the True Car rep at USAA.

@BIGBOSS what I need to lie for? Not a single thing is over the top , You can't fathom that other dealerships lie, you can't possibly be that biased. Funny thing is when I brought up what happened to other employees, they said that the finance guy I dealt with does it all the time. He even pulled out a printed CNN article telling me I was making a huge mistake by cancelling the warranty lol. I probably could google it and find it.

I bought another car last month and it was a complete 180 compared to my experience at the nissan dealership. Actually wasn't lied to a single time those were some good people.
 
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BeezyGotSole said:
 
That's what I was told by the True Car rep at USAA.

@BIGBOSS what I need to lie for? Not a single thing is over the top , You can't fathom that other dealerships lie, you can't possibly be that biased. Funny thing is when I brought up what happened to other employees, they said that the finance guy I dealt with does it all the time. He even pulled out a printed CNN article telling me I was making a huge mistake by cancelling the warranty lol. I probably could google it and find it.

I bought another car last month and it was a complete 180 compared to my experience at the nissan dealership. Actually wasn't lied to a single time those were some good people.
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I hear you man, it just doesn't make sense that they would finance your car a whole extra year and you not find out until you get your first bill in the mail.

Glad you had a good experience somewhere else though.
 
BIGBOSS said:
 
I hear you man, it just doesn't make sense that they would finance your car a whole extra year and you not find out until you get your first bill in the mail.

Glad you had a good experience somewhere else though.
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I said that I didn't notice the term increase when I signed. I saw the same payment amount that I was shown before and assumed everything was correct.

That was my mistake and I have said that at least 3 times in here already.

Yeah man great people, they even drove the car to my house for me (30 miles away). Really nice wasn't expecting that at all, they do whatever they have to do to make the sale happen that day.
 
BIGBOSS said:
 
Don't be mad because you SIGNED a CONTRACT and didn't READ it.

It is against the law to change a contract or terms after you signed it.

A lot of people get mad at dealers because they let their emotions get in the way their thinking when they are buying a car.
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Bait and switch is a tactic dealers employ that has nothing to do with contracts

But about contracts, salesmen are still sleezy if they provide information inconsistent with what's on the contract.
 
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Antidope said:
 
crcballer55 said:
 
Antidope said:
 
Its not a matter of being small or large. Being married to someone does not automatically make them privy to every single facet of my life. Thats not what that means. They do not become an extension of me as a person simply because I'm married to them. 

This is not the only thing a spouse will never know...
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What's sad is almost everything you laid out is exactly how you STAY married and happy. If you think you can just tie the knot and keep your life separate then you're fooling yourself. Transparency is a marriage leads to a closer bond and a better relationship for one another. Not to mention that a healthy marriage is one of the keys to actually building wealth.
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Didn't realize there was only one way to keep a relationship alive. Thanks for making me away.
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You can keep a relationship alive more than one way and I'm pretty sure keeping your spouse in the dark and keeping separate lives is not in the top 10.
 
my mom worked with this lady who was married to some rich guy. he would block everything out on their tax returns and make her sign it. he would even wake her in the middle of the night to catch her off guard to sign their returns. they're divorced now :lol:
 
Antidope said:
I just don't see why it's anyone's business to know. You shouldn't even be telling your spouse what you make. Your immediate family are the only people who deserve to know.
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Lol, funniest thing I've read in a while. With this kind of thinking, either you're never getting married or if you're lucky enough to get married its because you withheld this side of yourself and she will divorce you once she finds out or the person you married has low self esteem and is foolish.
 
The internet pricing was valid for active or ex military...which they only mention when you are in the showroom. Not over the phone or anything else. :lol: :smh:
 
TomDiginson said:
Antidope said:
I just don't see why it's anyone's business to know. You shouldn't even be telling your spouse what you make. Your immediate family are the only people who deserve to know.
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Lol, funniest thing I've read in a while. With this kind of thinking, either you're never getting married or if you're lucky enough to get married its because you withheld this side of yourself and she will divorce you once she finds out or the person you married has low self esteem and is foolish.
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Cool. Thanks for commenting.
 
why is bigboss bigboss in this thread

he is an example of a shady used car salesman, its obvious

copp your used M3 from him if you want
 
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You wouldn't be the first person to be wrong either. It's crazy go make predictions on how I think and feel.
 
What part of that sounded like I was upset? You misconstrued that dude.

I would be the last person in here to be mad, it's everyone else who's getting bent out of shape about me not wanting to divulge my income to some person.
 
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Al Audi said:
why is @BIGBOSS in this thread

he is an example of a shady used car salesman, its obvious

copp your used M3 from him if you want
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You still sound mad about getting laughed out of the car thread.

It doesnt matter what any salesman says, read the ******* contract, its that simple, anything you don't agree with mark it out and sign beside it. 

Suckers are suckers before they get suckered. Believe that.
 
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So he's rich, shes not but because she's married she has a right to it? Nah.
 
TomDiginson said:
Lol, funniest thing I've read in a while. With this kind of thinking, either you're never getting married or if you're lucky enough to get married its because you withheld this side of yourself and she will divorce you once she finds out or the person you married has low self esteem and is foolish.
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Don't even waste your time. We've already been down this road with Antidope.

Dude said he would get married, but he would never discuss finances with his wife. Lmao. He even said if his wife was having financial problems it would be her fault and he wouldn't help. and that everything they would own together, they would just go half on. LOL.

Then dude said that his mom and co-workers have the right to know, but not his wife. [emoji]128514[/emoji]

Worst of all, someone mentioned that if him and his wife didn't file their taxes together, they would be "leaving a lot of money on the table" Then, and only then was he even considering it.

If I can offer my .02, I just think Antidope is a naturally a greedy person, and doesn't like sharing.

In B4 Antidope thanks me for commenting
 
Well yeah, she's an able bodied adult, in what universe am I charged with taking care of her? She's not my kid, nor is she an elderly person. She should be perfectly capable of taking care of herself and if she falls into a position where she isn't, thats her own fault, and thus her problem.

I'm not in the business of coddling people.

I am a twin, sharing was one of the foundations of my upbringing, my money is his money.
 
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People are stupid man. I have a friend who can barely pay for rent and just leased a car after I told her literally no joke,15 times (on 15 different occasions) NOT to ******* do it and now she's late 2 months.... she got the car 2 months ago.
 
[emoji]129300[/emoji][emoji]129300[/emoji][emoji]129300[/emoji] I'm so confused lol just doesn't make sense to me.
 
Buying a car was fun to me. We went back and forth for like 2+ hours about price and I paid a price I was comfortable with. I did all my research and had financing in place prior to going. They tried to hit me with every trick in the book. We went through like 3 of those papers with the 4 squres and most of it was just writing on the side back and forth because I dismissed that monthly payment stuff they get people with right away. I probably paid about 4K less than what they were asking and their price was already competitive. Just don't let them bully you. The salesman laughed in my face and tried to make me feel like something was wrong with me when I threw numbers at him at first. When we agreed on the price of the car, they tried to offer me half of what another dealer offered me for my trade. I finally had them say they could match it and then came back and tried to knock $300 off. I told them stop playing this game or I'm leaving. The general manager or some bigger boss came down and was said " okay, so if we pay you the price you're asking you're still going to try to beat us up over the financing and that's what the bank decided, not us". I said clearly it's not since you take a cut from it. I actually lucked out and one of the banks they dealt with actually beat the Interest rate I came in with prior to buying the car. It was a long process, but it was like an adrenaline rush at times. I know some people don't enjoy it, but I loved it.
 
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