Monthly Bills

Kinglefty said:
I could blow a good $5-600 on food alone and I'm far from banking. I'm guessing its relative based on where you live. 
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What? No its not. The difference is primarily based on how much a household consumes or goes out to eat.

You making it sound like milk $3 in Texas and $20 in Cali.
 
silkboi said:
Kinglefty said:
I could blow a good $5-600 on food alone and I'm far from banking. I'm guessing its relative based on where you live. 
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What? No its not. The difference is primarily based on how much a household consumes or goes out to eat.

You making it sound like milk $3 in Texas and $20 in Cali.
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It always depends on what stores you go to, and what you buy..

I always forget how good us Californians have our produce, most of it is local grown in the stores I shop at.

Is produce expensive in NY?
 
Rent- 1840

Health insurance- 300

Car Insurance- $320

Food- about 800

Utilities- $250

Rest goes to savings.
 
ooIRON MANoo said:
If you guys think $300 is a lot to spend on food monthly, either you are eating poorly or your mom is still cooking dinner for you.

Probably spend around $150-200/week on food.
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Yea ok. Make it seem like something is wrong with is. Nice one man.
 
For those that said they can spend 150-200 A WEEK, how many mouths are you feeding and what on earth are you eating?
 
spizike231 said:
silkboi said:
Kinglefty said:
I could blow a good $5-600 on food alone and I'm far from banking. I'm guessing its relative based on where you live. 
Click to expand...
What? No its not. The difference is primarily based on how much a household consumes or goes out to eat.

You making it sound like milk $3 in Texas and $20 in Cali.
Click to expand...

It always depends on what stores you go to, and what you buy..

I always forget how good us Californians have our produce, most of it is local grown in the stores I shop at.

Is produce expensive in NY?
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There's plenty of local grown produce in every city state. You just google farmers market near (whatever city you live in) and results will pop up. There's WholeFoods in Cali and WholeFoods in Nebraska. There's farmer's markets in Cali and farmer's markets in Nebraska. That's not causing a $300-$400 jump in monthly groceries. Its the choice between someone going spending $20 a day on breakfast, lunch, and dinner vs someone spending $200 a month on groceries to cook for the week and dining out on the weekends.
 
Mortgage. 2300
Car. 300
Car ins. 130 (wife and i)
Gym. 170 (wife and i)
Cell. 200 (wife and i)
Electric. ~150 depending on time of year
Oil. ~1000 annually
Food. 600 (includes going out)
Furniture. 300 (0%)
Weed. ~250
Misc. 500
Savings. 500

The rest goes into different investment accounts, espp, and 401k.
 
Mortgage (close to bay area) - $1700

Property Tax - $1700 (quarterly)

Utilities (alarm, water, gas, electric, sewer, trash, cable and internet) - $500

PSN/Netflix/Gym/Phone/Apple Music - $150 

Food - $300 (mainly shop at safeway and target. Dine out once or twice)

Car insurance - $130 (2 cars)
 
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I spend $400 easy a month on groceries. Not counting food out...just groceries

Things i buy that are expensive:
Wild Caught salmon is around $16 /lb by me at whole foods.
Steak isn't cheap either.
I buy decent to good coffee (no folgers or maxwell house)
Whey Protein is expensive but i buy it on sale and its not monthly stil $60 for 5lb tub
Guac - i can eat a small thing of guac a day from whole foods and its $7 (i obviously don't but i get it like once a week or every other week it adds up)

I used to spend about $250 a month on food but my variety was chicken...rice...chicken...rice...rice...chicken.
 
Buying groceries at the commissary helps with saving on food. Wild caught salmon is $10/lb
 
DCAllAmerican said:
For those that said they can spend 150-200 A WEEK, how many mouths are you feeding and what on earth are you eating?
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Tri-Tip about 3-4lb a week ($7.99/lb)
Chicken Breast about 3-4lb a week ($2.99/lb)
Eggs about 3 dozen a week
Veggies
Bacon
Chorizo
Avocados
Bananas
Bread


Things that are purchased in bulk, so probably once a month:
Nuts
Nut Butter
Almond Milk
Water
Sweet Potatoes
Onions
Rice

Add Protein/Fat bars and a couple of meals while out and about. $140-200, easy. Not even counting coffee, :lol:

35 meals in a week, $4 to $5.75 per meal isn't bad.
 
Now how many of y'all are doing this with a minimum job....I'm barely trying to stay a float lol
 
Don't spend a lot on shoes and don't party like I used to. You'll see how your bank account benefits.

Plus if I do go out, it's not dropping $50-100 at the bar. Couple of drinks, have a good time, go home.
 
  • Rent w/ parking - $1430
  • Water + Electric - 100
  • Phone - 70 (on a family plan)
  • TV + Internet - 170
  • Car note - 433
  • Auto insurance - 175
  • Renter's Insurance - 20
  • Student Loans - 89 (only had to pay for one year)
  • Groceries/Food - 300
  • Gas - 120
  • Credit Card - :smh: but it'll be paid off by the end of the year. Starting 2017 with no CC debt. Had to cut back on some traveling but whatever. Always next year...

I keep going back and forth on getting a roommate or renting a house with some people. Cutting my rent in half would go a long way but living alone is too hard to give up. Realized I was spending close to $20/day on takeout so started going to the grocery store and cooking. Been cooking all meals for the past two weeks and its gratifying. Cut back on HHs too. Paying 80-100 per trip is just a waste.
 
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DCAllAmerican said:
For those that said they can spend 150-200 A WEEK, how many mouths are you feeding and what on earth are you eating?
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Including me, 3 folks in my house...

Hit up 3 different grocery stores on Sunday to get everything I needed. Spent close to $150 total.
 
If you eatin organic and coppin crap at whole foods i can see how grocery bill is like rent
 
Mortgage impound account - 2800$

Student Loans - 500$

Car - 150$

Car insurance - 110$

Electricity- 100$ 

Water- 30$

Trash- 45$

Gas - 15$

Gardener (front and back yard)- 30$

Cable/high speed internet- 120$

Phone - 70$

Security System- 45$

Groceries - 200$

Greens - 200$

Misc- 200$

______________________________

4,615$
 
Wavy Daddy said:
If you eatin organic and coppin crap at whole foods i can see how grocery bill is like rent
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What's crap at WF?

I'll buy fruits/veggies/meats/fresh PB from them

Snacks & stuff from TJ's

Stuff I may have missed at Wegmans or Harris Teeter.
 
Home - 300
Insurance - 125
Phone - 50
Gym - 50
Utilities - ~100
Internet - 100
Food - ~1000
Housekeeper - 150
 
I honestly don't track all of this but my savings account keeps ballooning. I know I spent way too much over the last year eating out everyday in DC, but I knew I wouldn't have this luxury my whole life (just switched to cooking crock pot meals with my coworkers). Packing and carrying a lunch isn't worth the savings to me.

Few things I live by:

Try to keep your rent under 30% of income

Don't constantly buy useless material things (Cars, clothes, phones) - I'm guilty of having a lot of expensive phones

Lower fixed cost when you can (I try to do this every year)

Spend on experiences - $20 at a happy hour will make me happier than a $300 Gucci wallet. Hopefully you'll remember the good times on your death bed

People that don't drive much (or less than 10K miles a year) and are looking for cheaper car insurance, take a look at Metromile. It's not in every state but I'm saving about $55 a month by switching and I have $500,000 in coverage now. Savings are going to be even better once I adjust my deductible. PM me your email and I'll refer you. 
 
Rent $2000 (Bay Area ftl)
renters insurance 20
Car $933 (trying to pay it off quick)
car insurance $125
Power $50
cable/internet $90
cell phone $100
gym $50
google play music $9
netflix $7
food $500
entertainment $300
total ~$4184
 
What I'm about to say is probably going to he controversial but saving money in a traditional savings account just doesn't make sense to me.

You have to have liquid emergency money but I think you should have as much of your money working for you as possible.
 
SneakerPro said:
What I'm about to say is probably going to he controversial but saving money in a traditional savings account just doesn't make sense to me.

You have to have liquid emergency money but I think you should have as much of your money working for you as possible.
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umm.....there's nothing controversial about that idea at all. that's the thought process behind any form of investing (IRAs, 401k, day trading, etc.) making your money work for you is finance 101. I thought everyone did that.
 
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