al audi
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"New Jersey’s loans, which currently total $1.9 billion, are unlike those of any other government lending program for students in the country. They come with extraordinarily stringent rules that can easily lead to financial ruin. Repayments cannot be adjusted based on income, and borrowers who are unemployed or facing other financial hardships are given few breaks."
http://mobile.nytimes.com/2016/07/0...eve.html?_r=0&referer=https://www.google.com/