i got a credit card in 2008 i have made every payment on it but kept a balance but its been over the limit for some reason. i only had 1 past due payment. I want a new car pretty bad i have the money saved up for a 350 Z i want to put 4k down on a 04 or 05 with low miles but i have no cosigner due toparents having horrible credit. If i cant get the 350 i want an ,RX8, or an impala. What do you think NT i can get and what i can do with the info i have givinyou ? ???