Car accident question

royalty d

royalty d

745
65
Joined
Feb 14, 2004
I was involved in a huge auto accident in a rental under my name, I wasn't te driver but I took blame as the driver.
The faulted driver agreed to pay my auto insurance for 3 years if I take the blame. I am in the process of getting a promissory note written up to make sure he pays.
Question is...what if he decides to change his mind? Do I call the insurance company and change the story? What consequences will I have to encounter by doing so...
 
ROYALTY D said:
No rental insurance just my own...
Click to expand...
So now your insurance premium will go up?. You should have copped the rental insurance for the extra $$ per day. Ive crashed two rental cars in the past once without any insurance and once w rental insurance both times I was good and didn't have to pay for anything. Maybe you'll luck up.
 
Last edited:
This...

.....

here. :smh:



looney-tunes-sucker-o.gif
 
ROYALTY D said:
Question is...what if he decides to change his mind? Do I call the insurance company and change the story? What consequences will I have to encounter by doing so...
Click to expand...

You fully SOL on this one champ

you made an oral agreement to lie about his liability in the accident.
Promissory note isn't gonna help you, because the underlying contract is unenforceable due to the fraudulent purpose

If he decides to change his mind, your best bet is to take the BIG L as others have already said.
Because if you bring this to the attention of your Insurer, they're gonna be mighty curious why you made a fraudulent claim.
Insurance Co. has got nothing but time and money to make sure they get theirs
 
Even if ur friend took blame for the accident you would still be held liable unless he was included on the rental insurance.
 
Zephyr1983 said:
You fully SOL on this one champ

you made an oral agreement to lie about his liability in the accident.
Promissory note isn't gonna help you, because the underlying contract is unenforceable due to the fraudulent purpose

If he decides to change his mind, your best bet is to take the BIG L as others have already said.
Because if you bring this to the attention of your Insurer, they're gonna be mighty curious why you made a fraudulent claim.
Insurance Co. has got nothing but time and money to make sure they get theirs
Click to expand...
Thanks for the heads up appreciate it
I've already taken the L
If he doesn't own up to the agreement with the promissory note then another L handed my way
 
ROYALTY D said:
I was involved in a huge auto accident in a rental under my name, I wasn't te driver but I took blame as the driver.
The faulted driver agreed to pay my auto insurance for 3 years if I take the blame. I am in the process of getting a promissory note written up to make sure he pays.
Question is...what if he decides to change his mind? Do I call the insurance company and change the story? What consequences will I have to encounter by doing so...
Click to expand...


youre making la look silly right now
 
ROYALTY D said:
Thanks for the heads up appreciate it
I've already taken the L
If he doesn't own up to the agreement with the promissory note then another L handed my way
Click to expand...
Has the rental place contacted you?? You should have copped the rental insurance you prob would have been covered. I never use my own insurance for rentals.
 
TimidTebow said:
Has the rental place contacted you?? You should have copped the rental insurance you prob would have been covered. I never use my own insurance for rentals.
Click to expand...

I've contacted them but I'm waiting for them to call me back, I had my insurance company contact them.

Now I know I will get the rental insurance
Smh
 
ROYALTY D said:
Zephyr1983 said:
You fully SOL on this one champ

you made an oral agreement to lie about his liability in the accident.
Promissory note isn't gonna help you, because the underlying contract is unenforceable due to the fraudulent purpose

If he decides to change his mind, your best bet is to take the BIG L as others have already said.
Because if you bring this to the attention of your Insurer, they're gonna be mighty curious why you made a fraudulent claim.
Insurance Co. has got nothing but time and money to make sure they get theirs
Click to expand...
Thanks for the heads up appreciate it
I've already taken the L
If he doesn't own up to the agreement with the promissory note then another L handed my way
Click to expand...

Ya, its a bummer for sure

Do you know this guy well?
Probably your only leverage to ensure you get paid is that he would be F'd too if you got caught by the Insuranc Co.
Better hope he pays up.
But whatever you do, keep your story straight with Insurer
 
Zephyr1983 said:
Ya, its a bummer for sure

Do you know this guy well?
Probably your only leverage to ensure you get paid is that he would be F'd too if you got caught by the Insuranc Co.
Better hope he pays up.
But whatever you do, keep your story straight with Insurer
Click to expand...

My last resort would be if he doesn't pay then I'll have to come forward to the insurance company...hell be screwed bc he really wanted to make sure his driving record is clean due to his job...
If I fess the truth up to the insurance company what type of consequences do I have to face?
 
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