New Years Resolutions... 2020

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Next year I plan on budgeting less for clothing and shoes... I'm thinking like, $220 tops per month, and going back to my only buying Js on discount rule, with a handful of exceptions. 2019 was a pretty good year copping gear, but with a baby on the way I know those days are numbered, and if I want to pay off all my credit card debt by May then I know what I have to do. Also gonna shred my last credit card today! 2020 is my year for financial freedom!
 
I have none. Just keep stacking like I did this year and try to make it to 2021.
 
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