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- Jun 1, 2007
Sup all,
I'm sure some of you have this problem of spending(luxuries, not necessities) too much month to month.
I work a 9-5 M-F.
I live with my folks (I give them a cut of each of my paychecks).
I pay car payments, insurance, cellphone...etc.
I also take a sum of my paycheck and stash it into my savings
BUT I always find myself having a monthly balance on my credit cards...and as I prepare myself to move out and begin living on my own, I'm sure this isn't a good habit to have.
What habits have you guys/gals implemented to curb your spending?
I'm sure some of you have this problem of spending(luxuries, not necessities) too much month to month.
I work a 9-5 M-F.
I live with my folks (I give them a cut of each of my paychecks).
I pay car payments, insurance, cellphone...etc.
I also take a sum of my paycheck and stash it into my savings
BUT I always find myself having a monthly balance on my credit cards...and as I prepare myself to move out and begin living on my own, I'm sure this isn't a good habit to have.
What habits have you guys/gals implemented to curb your spending?