NT, Help me Get Out of Debt......Seriously.

709
10
Joined Jan 4, 2011
I owe like $1,000 on a Best Buy Card. I hate HSBC.
$400 of it is interest I swear, but I do take the blame.

But I hate that company. The debt is obviously in collection now and they wont even set up a payment plan for me. They wanted $500 up front.

Im a college student, I only make like $1,000-$1,200 a month, and I have a car payment, phone, and a 8 month old baby to support of course.

Anyone have any advice. Help.
 
5,143
622
Joined Sep 2, 2010
- The richest man in Babylon (Book)
- Control your spending

- Think positive and try to negotiate something with your creditors

- Good luck
 
11,921
501
Joined Sep 23, 2008
Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
 
709
10
Joined Jan 4, 2011
Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
 
2,049
10
Joined Sep 19, 2004
Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
That's your problem right there.  You could have.
 
5,143
622
Joined Sep 2, 2010
Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
  Lock this thread up.
 

6 Rings G.O.A.T.

Supporter
107,563
66,049
Joined Feb 11, 2006
Originally Posted by Patrick Bateman

- The richest man in Babylon (Book)
- Control your spending

- Think positive and try to negotiate something with your creditors

- Good luck

Don't spend more than what you make..
 
823
15
Joined Sep 27, 2010
You know how many ppl would kill to have only 1000 in debt...you can pay that off in no time
 
12,274
51
Joined Aug 8, 2007
Save 30% of what you earn. If you can't do that, do 20. You will see how fast that adds up, at 1200 a month you are still saving 240+ a month, after a year you just saved 1500. Debt gone.
 

whyhellothere

Banned
18,983
2,385
Joined Jan 2, 2011
Originally Posted by YuraS718

Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
That's your problem right there.  You could have.
This!
That could have been my touchpad
 
3,080
367
Joined Dec 5, 2010
alright, listen here, you got to be smart about how you spend your money. There are things in life called "wants" and "needs." If I wanted Gucci belts, should I spend all my money on them or is it a better idea to save my money for something I need like car payments? Car payments right?

Needs > Wants

you know what to do, you don't even need NT.
 
3,525
155
Joined Feb 3, 2006
That reset button on life would look real good right now huh? You stay in some @#$% my dude.
JK
 

ksteezy

Supporter
37,558
15,804
Joined Dec 3, 2009
Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
 
 

adiosburritos

Banned
1,038
15
Joined Nov 19, 2010
sell your laptop and tablet you don't need them for school that's just a dumb excuse to buy more %%$%

there is a library for a reason use it

cut down entirely on eating out, drinking and buying useless clothes/shoes/electronics

how are you being so financially irresponsible when you have a kid on the way?
 
38,163
18,918
Joined Jan 30, 2002
Don't blame the bank, blame yourself. You got yourself in the hole so man up and dig yourself back up.
 
Top Bottom