NT, Help me Get Out of Debt......Seriously.

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Jan 4, 2011
I owe like $1,000 on a Best Buy Card. I hate HSBC.
$400 of it is interest I swear, but I do take the blame.

But I hate that company. The debt is obviously in collection now and they wont even set up a payment plan for me. They wanted $500 up front.

Im a college student, I only make like $1,000-$1,200 a month, and I have a car payment, phone, and a 8 month old baby to support of course.

Anyone have any advice. Help.
 
- The richest man in Babylon (Book)
- Control your spending

- Think positive and try to negotiate something with your creditors

- Good luck
 
Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
 
Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 
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 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
 
Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 
laugh.gif
laugh.gif
laugh.gif

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.

That's your problem right there.  You could have.
 
Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 
laugh.gif
laugh.gif
laugh.gif

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
indifferent.gif
  Lock this thread up.
 
Originally Posted by Patrick Bateman

- The richest man in Babylon (Book)
- Control your spending

- Think positive and try to negotiate something with your creditors

- Good luck


Don't spend more than what you make..
 
You know how many ppl would kill to have only 1000 in debt...you can pay that off in no time
 
Save 30% of what you earn. If you can't do that, do 20. You will see how fast that adds up, at 1200 a month you are still saving 240+ a month, after a year you just saved 1500. Debt gone.
 
Originally Posted by YuraS718

Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 
laugh.gif
laugh.gif
laugh.gif

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.

That's your problem right there.  You could have.
This!
That could have been my touchpad
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alright, listen here, you got to be smart about how you spend your money. There are things in life called "wants" and "needs." If I wanted Gucci belts, should I spend all my money on them or is it a better idea to save my money for something I need like car payments? Car payments right?

Needs > Wants

you know what to do, you don't even need NT.
happy.gif
 
That reset button on life would look real good right now huh? You stay in some @#$% my dude.
laugh.gif
JK
 
Originally Posted by CampbellSoup

Originally Posted by DAYTONA 5000

Weren't you just on twitter saying you have a new laptop AND a tablet? Sell both = problem solved.
Yeah 
laugh.gif
laugh.gif
laugh.gif

 
 I didn't buy the laptop, it was given to me. And I need it for school.

The HP Touchpad...I mean c'mon, I couldn't pass it up for $100.
OatBran-ColdCereal-Detail.sflb.ashx
 
indifferent.gif
 
sell your laptop and tablet you don't need them for school that's just a dumb excuse to buy more %%$%

there is a library for a reason use it

cut down entirely on eating out, drinking and buying useless clothes/shoes/electronics

how are you being so financially irresponsible when you have a kid on the way?
 
Don't blame the bank, blame yourself. You got yourself in the hole so man up and dig yourself back up.
 
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