NT, I just got my first CC. Is this good?

[zerogravity23]

Originally Posted by CWrite78

they gave me a 750 limit. i only use it for small stuff. and i always pay it off before i use it again.

same here, im with commerce td bank.

 

[crcballer55]

Originally Posted by Lazy B

Is Capital One really that bad? I won't activate it then.

Cap. One has always catered to the "sub-prime" type borrowers. I.E. the ones with the worst, or lease credit history. If you are everskeptical about a company, google "(company name) sucks" and you'll get the horror stories about their service to customers. I suggest doingthat w/ Cap. One and seeing for yourself if their practices might be worth it for you to use them as your first card. Like I said before, your best bet is togo with a local credit union. They will always treat you great, and their rates aren't half bad either. (they aren't half good either, but theywon't change too often).

 

[gullydagreat]

Originally Posted by j671

Originally Posted by chagocal

Originally Posted by bkmac



Seriously though, post your card number or I'm calling ducktales.

don't forget the expiration date or he could be making it all up.

dont forget the numbers on the back , just to be sure