Someone school on the "Black Card"

[mo greene]

yea i know lil bow wow has one.

 

[mo greene]

yea i know lil bow wow has one.

 

[dmvbatman]

What's the deal with it? and do you know anybody that owns one?

 

[dmvbatman]

What's the deal with it? and do you know anybody that owns one?

 

[clevereddie]

Its just an american express card that entitles you to great benefits, mainly for travel... you get to use their private wifi rooms, when you shop at gucci you get a personal assistant.. its about 2gs annual fee

right now I have the Platinum from AE, and its 450 annual fee.
and yea, just about all my business partners have one

go to a restaurant... hand in your black card and the waitress' eyes will start glowing 

 

[clevereddie]

Its just an american express card that entitles you to great benefits, mainly for travel... you get to use their private wifi rooms, when you shop at gucci you get a personal assistant.. its about 2gs annual fee

right now I have the Platinum from AE, and its 450 annual fee.
and yea, just about all my business partners have one

go to a restaurant... hand in your black card and the waitress' eyes will start glowing 

 

[7th Chamber]

• 
  [h2]Step 1: Learn about the AmEx Black Card[/h2]
  • According to Snopes.com, the AmEx Black Card began as an urban myth: specifically, as a rumor that American Express provided a secret "black card" to the elite and powerful. "It wasn't true, but we decided to capitalize on the idea anyway," according to AmEx Europe director Doug Smith.[sup]1 [/sup]Thus, the company released the Centurion Card in 1999. Here is some general information about the card:
  1. It's a charge card. Your balance, however large, needs to be paid back at the end of each month.
  2. It comes with a variety of services and perks that are unusual for a credit card.
  3. It's officially called the Centurion Card.[sup]2[/sup]
  4. It's black.
  5. The card is made out of titanium, not plastic.[sup]3[/sup]
  6. Though you don't have to be a tycoon or head of state to get one, you do need to have access to a good deal of money.
  7. It's American Express' most exclusive card, and was once only available by personal invitation from American Express.[sup]2[/sup]
  • • NOTE: First-hand accounts indicate that, beginning in 2006, you can now call American Express and request to be upgraded to a Black Card.[sup]4 [/sup]Centurion Cards for business use are also often available through specific company networks.[sup]5 [/sup]Invitation-only or not, you'll still be required to meet the basic eligibility requirements, outlined in the next section.
• 
  http://[h2]Step 2: Determine if You Qualify for an AmEX Black Card[/h2]
  • In the good old days of usury and loan-sharking, the only collateral you'd need for a loan might be your fingers, or your life itself. Things are more complicated in the 21st Century: you sometimes need a salary and marginally decent credit history just to get a card with a spending limit of $7,000. So, what kinds of qualifications will you need for a Centurion Card?
  1. High credit rating
     • If your life circumstances or sense of responsibility have caused blemishes on your recent credit history, this card may be out of your reach.[sup]6 [/sup]At least until you fix your credit rating, anyway.
  2. Have a Platinum Card
     • You need to already hold an American Express Platinum, if you want to apply for a Centurion.
  3. Extravagant spending habits
     • Your Platinum account will have to demonstrate a $250,000 annual spending rate. Again, that's a quarter of a million dollars, each year, charged to your account.[sup]5[/sup]
  4. Significant Assets
     • These might include, oh, say, a house, or savings that exceed your current credit card spending limit. A company or an island might help as well.
• 
  http://[h2]Step 3: Establish if You Can Afford the American Express Black Card[/h2]
  • Let's imagine that there were no minimum requirements for a Centurion Card. Any old Tom, **** or Harry (with amazing credit) could just call up American Express, and get themselves a hot new status symbol. To maintain the exclusivity, American Express levies some pretty hefty service fees for those who hold a Black Card:
  1. For the privilege of opening a Centurion account, you will pay a one-time fee of $5,000.
  2. To keep your account, you'll pay an annual fee of $2,500.[sup]4[/sup]
  • Make sure to consider the finances of getting a Black Card, and if the mere symbolism is worth the cost in your particular circumstances. For example, If you travel constantly and have a lot of money (or an extremely flexible company expense account), these fees may be offset by the savings you accrue from the Black Card's perks.[sup]5 [/sup]But if not, you will be paying thousands of dollars per year strictly for the benefit of being able to impress your friends and/or rivals (which may be worth the cost in and of itself, depending on who you are).

 

[ekinklat]

'Oh my god, is that a black card?'  I turned around and replied, "Why yes but I prefer the term African American Express"

 

[polarbear laflare]

you get benefits, you have to have a certain income, you have to use atleast 250 grand a year, etc.
basically, you need to be a baller

 

[ekinklat]

'Oh my god, is that a black card?'  I turned around and replied, "Why yes but I prefer the term African American Express"

 

[polarbear laflare]

you get benefits, you have to have a certain income, you have to use atleast 250 grand a year, etc.
basically, you need to be a baller

 

[7th Chamber]

• 
  [h2]Step 1: Learn about the AmEx Black Card[/h2]
  • According to Snopes.com, the AmEx Black Card began as an urban myth: specifically, as a rumor that American Express provided a secret "black card" to the elite and powerful. "It wasn't true, but we decided to capitalize on the idea anyway," according to AmEx Europe director Doug Smith.[sup]1 [/sup]Thus, the company released the Centurion Card in 1999. Here is some general information about the card:
  1. It's a charge card. Your balance, however large, needs to be paid back at the end of each month.
  2. It comes with a variety of services and perks that are unusual for a credit card.
  3. It's officially called the Centurion Card.[sup]2[/sup]
  4. It's black.
  5. The card is made out of titanium, not plastic.[sup]3[/sup]
  6. Though you don't have to be a tycoon or head of state to get one, you do need to have access to a good deal of money.
  7. It's American Express' most exclusive card, and was once only available by personal invitation from American Express.[sup]2[/sup]
  • • NOTE: First-hand accounts indicate that, beginning in 2006, you can now call American Express and request to be upgraded to a Black Card.[sup]4 [/sup]Centurion Cards for business use are also often available through specific company networks.[sup]5 [/sup]Invitation-only or not, you'll still be required to meet the basic eligibility requirements, outlined in the next section.
• 
  http://[h2]Step 2: Determine if You Qualify for an AmEX Black Card[/h2]
  • In the good old days of usury and loan-sharking, the only collateral you'd need for a loan might be your fingers, or your life itself. Things are more complicated in the 21st Century: you sometimes need a salary and marginally decent credit history just to get a card with a spending limit of $7,000. So, what kinds of qualifications will you need for a Centurion Card?
  1. High credit rating
     • If your life circumstances or sense of responsibility have caused blemishes on your recent credit history, this card may be out of your reach.[sup]6 [/sup]At least until you fix your credit rating, anyway.
  2. Have a Platinum Card
     • You need to already hold an American Express Platinum, if you want to apply for a Centurion.
  3. Extravagant spending habits
     • Your Platinum account will have to demonstrate a $250,000 annual spending rate. Again, that's a quarter of a million dollars, each year, charged to your account.[sup]5[/sup]
  4. Significant Assets
     • These might include, oh, say, a house, or savings that exceed your current credit card spending limit. A company or an island might help as well.
• 
  http://[h2]Step 3: Establish if You Can Afford the American Express Black Card[/h2]
  • Let's imagine that there were no minimum requirements for a Centurion Card. Any old Tom, **** or Harry (with amazing credit) could just call up American Express, and get themselves a hot new status symbol. To maintain the exclusivity, American Express levies some pretty hefty service fees for those who hold a Black Card:
  1. For the privilege of opening a Centurion account, you will pay a one-time fee of $5,000.
  2. To keep your account, you'll pay an annual fee of $2,500.[sup]4[/sup]
  • Make sure to consider the finances of getting a Black Card, and if the mere symbolism is worth the cost in your particular circumstances. For example, If you travel constantly and have a lot of money (or an extremely flexible company expense account), these fees may be offset by the savings you accrue from the Black Card's perks.[sup]5 [/sup]But if not, you will be paying thousands of dollars per year strictly for the benefit of being able to impress your friends and/or rivals (which may be worth the cost in and of itself, depending on who you are).

 

[jumpman247]

I use it all the time at work.

 

[jumpman247]

I use it all the time at work.

 

[homeboy d]

I've seen like 2 or 3 people use them to pay for stuff where i work. Its made out of metal too. That's all I know

 

[homeboy d]

I've seen like 2 or 3 people use them to pay for stuff where i work. Its made out of metal too. That's all I know

 

[sneaky]

Henz0 has one.

Enough said.

 

[sneaky]

Henz0 has one.

Enough said.

 

[oh you mad]

My boss has one.. he lend it to me once to run a quick errand.. I felt like a BAWSE

 

[oh you mad]

My boss has one.. he lend it to me once to run a quick errand.. I felt like a BAWSE

 

[dom win]

^ haha i wish i had a boss like that

 

[dom win]

^ haha i wish i had a boss like that

 

[JayDean03]

they are heavy as hell
They demand respect
Vagina magnent

 

[JayDean03]

they are heavy as hell
They demand respect
Vagina magnent

 

[mecks]

my mom got offered one but she passed because she didnt need it. my mom has paid off 2 cars completely, owns a house, and makes about 100k a year so yeah. shes not ballin but she has extraordinary credit