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- Feb 8, 2009
http://yourmoney.msn.com/saving-mon...a4deaf0727e4?from=msnhp#/save-money/252391799link
#1.) Apartments They Can’t Afford. A lot of 20-somethings think they DESERVE a nice apartment, even if they just got out of school and don’t make much money. In reality, if you’re 22 years old, you should probably be living in a cramped apartment with a roommate or two.
#2.) Lunch During the Workweek. People in their twenties are much less likely to pack a lunch. And if you spend $15 on lunch five days a week, that’s $3,750 a year. You can pack your own lunch for a fraction of that.
#3.) Partying. If you go out one night a week and spend $75, that’s $3,600 a year. And a lot of people in their twenties go out WAY more than one night a week.
#4.) Coffee. People of ALL ages are guilty of this one. But people in their 20s are more likely to order expensive drinks like cappuccinos, because they still haven’t learned to tolerate a NORMAL cup of coffee…which you can make for about 15 cents. If you spend $5 at Starbucks five days a week, you’re spending over a thousand dollars a year on coffee.
pretty good list. I'd add smartphones to the list as well. Most people don't need smartphones and definitely don't need $100+/month plans. Brand new tech in general is a waste (although I'm bad about it too). People are gonna look back and say "did I really need a new iphone and ipad every year?", especially when you can wait a couple of months and get it for half off in most caseshttp://
#1.) Apartments They Can’t Afford. A lot of 20-somethings think they DESERVE a nice apartment, even if they just got out of school and don’t make much money. In reality, if you’re 22 years old, you should probably be living in a cramped apartment with a roommate or two.
#2.) Lunch During the Workweek. People in their twenties are much less likely to pack a lunch. And if you spend $15 on lunch five days a week, that’s $3,750 a year. You can pack your own lunch for a fraction of that.
#3.) Partying. If you go out one night a week and spend $75, that’s $3,600 a year. And a lot of people in their twenties go out WAY more than one night a week.
#4.) Coffee. People of ALL ages are guilty of this one. But people in their 20s are more likely to order expensive drinks like cappuccinos, because they still haven’t learned to tolerate a NORMAL cup of coffee…which you can make for about 15 cents. If you spend $5 at Starbucks five days a week, you’re spending over a thousand dollars a year on coffee.
pretty good list. I'd add smartphones to the list as well. Most people don't need smartphones and definitely don't need $100+/month plans. Brand new tech in general is a waste (although I'm bad about it too). People are gonna look back and say "did I really need a new iphone and ipad every year?", especially when you can wait a couple of months and get it for half off in most caseshttp://
