- 7,805
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- Jul 2, 2006
Much more in savings.
Do you have more money in Savings than your Checking Account? Vol. 1
- Thread in 'General' Thread starter Started by sir rob a lot,
- Start date
- 103
- 10
- Joined
- Oct 27, 2000
I only have like 12 bucks in my checking
I keep everything in my savings, only put money in the checking when I need to.
Keep some cash around, so I don't have to use my debit or credit card often
I keep everything in my savings, only put money in the checking when I need to.
Keep some cash around, so I don't have to use my debit or credit card often
- 3,594
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- Jul 30, 2004
yes
- 5,288
- 467
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- Apr 13, 2007
Three accounts
Checking: Monthly expenses, rent, car not, food, gas. The rest of my check gets put here after I pay my other accounts first. I make sure I have enough andbudget everything I do according to what I make and KNOW for sure I have to spend.
Savings: Your "savings" account isn't really a savings account since a lot of people end up taking money and putting back money pretty liberallywith this account (we're all guilty of this) I use this for my big expenses, (funded second after Rainy day account) These are for the big expenses I KNOWwill happen. Car repair, yearly insurance payment, registration, vacation and other big things.
Rainy Day Account: This is the account I pay first with my check. THIS ACCOUNT DOES NOT GET TOUCHED UNDER ANY CIRCUMSTANCES, and is meant for extreme cases ofemergency, ie job loss.
Checking: Monthly expenses, rent, car not, food, gas. The rest of my check gets put here after I pay my other accounts first. I make sure I have enough andbudget everything I do according to what I make and KNOW for sure I have to spend.
Savings: Your "savings" account isn't really a savings account since a lot of people end up taking money and putting back money pretty liberallywith this account (we're all guilty of this) I use this for my big expenses, (funded second after Rainy day account) These are for the big expenses I KNOWwill happen. Car repair, yearly insurance payment, registration, vacation and other big things.
Rainy Day Account: This is the account I pay first with my check. THIS ACCOUNT DOES NOT GET TOUCHED UNDER ANY CIRCUMSTANCES, and is meant for extreme cases ofemergency, ie job loss.
- 9,386
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- Dec 2, 2007
No I do not
- 3,190
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- Jun 21, 2004
For whatever reason i like to keep more in my checking than in savings.
- 1,720
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- Nov 27, 2007
yes.
and yes you can save money even if you still owe.
and yes you can save money even if you still owe.
- 7,190
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- Feb 19, 2007
Yup
- 1,306
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- Nov 9, 2004
i have about 4 times in my savings than in my checking. saving for the win!
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- Feb 22, 2008
yes
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- Oct 27, 2005
yes
- 199
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- Dec 10, 2003
yes
- 3,181
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- Jul 22, 2005
- 18,737
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- Sep 28, 2005
Originally Posted by B Smooth 202
Ive got virtually nothing in both
- 4,096
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- Feb 9, 2008
- 1,745
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- May 7, 2005
keep at least a g in the savings in case. ive been trying to save for ever but i always end up diping into the savings.
330 currently in checkings never have less then 100 ever.
- 4,893
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- Sep 20, 2005
Yep
Checking- $147.32
Savings #1- $1,945.36
Savings #2- $8,200.00
Checking- $147.32
Savings #1- $1,945.36
Savings #2- $8,200.00
- 1,831
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- Dec 29, 2004
I have way too many savings acct to list ranging from $1-$500 in each.. same for checking
my main joints
checking- $10k
saving- $22.00
I just made a transfer from saving to checking the other day or else it would be the complete opposite
my main joints
checking- $10k
saving- $22.00
I just made a transfer from saving to checking the other day or else it would be the complete opposite
- 3,171
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- Dec 31, 2006
used to keep savings account. now money in stock market.
- 6,104
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- Sep 4, 2004
Originally Posted by B Smooth 202
Ive got virtually nothing in both
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- Aug 1, 2005
nope.....I should...but just cut a 20k check to buy a house....smg @ me for that one......
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- Jul 22, 2005
^^^Nah bro thats a good look.....I hope to one day be a home owner
arstyle27
Supporter
- 10,264
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- Nov 13, 2001
No, not even close.
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- Sep 22, 2005
How much % should a person take out of their paychecks and put it into their savings?
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- May 1, 2006
i have -$ in my checking, and my savings at $0, so yeah...in a way i suppose i do
