Originally Posted by Ballahb
File a claim stating that she is at fault . simple
You can't do that. They evaluate the facts
Originally Posted by Truth-Serum
Got into my first accident today. On my way to work this morning some dumb girl dashed into traffic after leaving a fast food place. She crossed like two lanes and ended up in my lane. Instead of accelerating, her dumb self decided to just stop and I couldnt react in time so my car hit her. Mind you, this was after she entered my lane which I clearly had the right of way.
My airbags didn't deploy. Just my front bumper is scuffed up. I called 911 and the fire department and cops showed up. I filled a police report at the scene.Now clearly it's her fault but I wont know the results of the accident report for 1-2 days. The cop said I have to go to the precinct to get the report.
Should I report this to my insurance company eventhough I'm not at fault? I don't want my insurance rate to go up. Did a couple of google searchs and some people were saying their insurance rates went up eventhough they were not at fault
You should have done it immediately. You also should have called the police, because it becomes your story against hers. The results might not be good, because you hit her.
You have witnesses?