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Why are yal avoiding paperwork? Income that far off?
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
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I don't really need the credit, I went for the increase to lower my utilization percentage. I don't want to be bothered to fill out the forms, I'm super lazy I guess
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I don't really need the credit, I went for the increase to lower my utilization percentage. I don't want to be bothered to fill out the forms, I'm super lazy I guess
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Once I pass 25K I'll let you know how long the form takes lol.
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those saying AMEX are referring to the Credit and not Charge Cards right?
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Looks like I'll be requesting $24,500 in approx. 34 days
Thanks again for the heads up.
Appreciate it, truly.
Btw MyFicoForums is pure gold
What was your credit limit on the AMEX prior to the bump ?
AMEX Credit Cards
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Originally had 6 when I opened the account. Then requested 18 last year and got it. Just requested $24.5 today.
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That's pretty high for a denial.Damn I got denied for Discover It with a credit score of 642
I have heard that Discover is the stingiest of the cards for approval. I plan on getting one in November once my no interest period with Chase runs out. I credit NT with putting me on.
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Thy aren't stingy at all
I feel like they approve a lot of people, I had low credit score due to not having credit and had a secured card and that was it and got approved instantly
My brother basically had zero credit and was approved
I feel like they approve a lot of people, I had low credit score due to not having credit and had a secured card and that was it and got approved instantly
My brother basically had zero credit and was approved
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yeah they approve plenty of people from my referrals and i had doubts since their scores were low.
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You know how it goes with the algorithms and etc with some of these companies 
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I got denied with a referral and my score was a 657 basically they said I had to many new account on my report they want more proof credit history. But they would approve me if I could find someone to joint account with me.
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How many new accounts did you have?
I got denied at first last year when I still had a collection showing on my credit report. They listed that as the reason for my denial. But a year later and removing the collection I was approved instantly at like a 690 or so score
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My approval letter from Discover came with a 805 or 803 Equifax FICO score and they gave me the 5-7 day decision online. I hadn't applied for a credit card in years so apparently they wanted to make sure it was me before they approved it. I've seen horror stories on myfico forums about Discover approvals though. I always thought them and Capital One were the easiest cards to get.
al audi
Banned
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Referrals have nothing to do with the approvals/denials.
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Exactly
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Literally nothing lol some people thinking a referral got them appoved.
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Chase freedom or discover? Which ones better?
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Get both
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It would probably be easier to get CLI with discover huh?they are both good and about the same. you cant go wrong with either one
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You know you're doing well when you have almost 20 credit cards and the bank is calling you to ask if a $8300 credit line is okay with you for your new card.
