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For those with the GOAT card (Citi Forward), June 4 is when it all ends. The end of an era.
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
cs02132
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Do u guys think I'll get approved for the discover card? My score is 705 but I just got denied by chase because my credit is only 5 months old
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Per the thread Chase is pretty difficult. I think you would be able to get a discover card. I got you on the referral if you need one.
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- Nov 9, 2011
i got approved for my discover card when i had just 6 months of credit.
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Chase is difficult
I'd rank discover as the easiest
I'd rank discover as the easiest
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Capital one is definitely the easiest. Discover is right behind them.
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I can say from personal experience that Discover is the easiest card to get.
Case in point: 18yo brother got approved for $500 with absolutely no credit history and a recently opened CapOne bank account.
Case in point: 18yo brother got approved for $500 with absolutely no credit history and a recently opened CapOne bank account.
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I got the opposite.. declined by Discover while Chase approved me instantly lol
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- Feb 4, 2012
North of the border, capital one definitly the easiest to get.
I tell my clients that get denied at the bank to apply for a capital one
I tell my clients that get denied at the bank to apply for a capital one
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u could give it a shot or wait 7 months til u have one full year..there may be compensating factors (income, work history)
cs02132
Supporter
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Do I get the $50 or do you? Or both of us?
Edit: damn I just checked my pm I have a bunch m..Some are a week old
Last edited:
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Do I get the $50 or do you? Or both of us?
Edit: damn I just checked my pm I have a bunch m..Some are a week old
Both get $50 fam. Lol folks sniping for that referral. Flip a coin or roll dice to see who gets it lmao
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I hit you a while back and you never respondedDo I get the $50 or do you? Or both of us?
Edit: damn I just checked my pm I have a bunch m..Some are a week old
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- Oct 24, 2010
I hit you a while back and you never respondedDo I get the $50 or do you? Or both of us?
Edit: damn I just checked my pm I have a bunch m..Some are a week old
So did 30 other people
No need to ask him about it, don't blame him
cs02132
Supporter
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- Nov 1, 2007
Sorry guys I never check my pm that's why I didn't answer some of u
I never check my pm that's why I didn't answer some of u
cs02132
Supporter
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- Nov 1, 2007
I got accepted for the discover it card. Went with the spruce green 
purple was nice too
purple was nice too
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- Nov 18, 2002
Is there a new Fico system being used? I went to the bank to get a mortgage pre-approval and when they pulled my score it was no where near what I see on the Fico 8. Needless to say I'm fuming
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Mortgage FICO scores are different than CC FICO scores
Is there a new Fico system being used? I went to the bank to get a mortgage pre-approval and when they pulled my score it was no where near what I see on the Fico 8. Needless to say I'm fuming
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^Yup. Mortgage uses Fico 04 I think?
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Thanks Fellas
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My scores were a little lower than my fico scores when I applied for a mortgage. Check your reports for errors.
al audi
Banned
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this, nobody gets denied..........lol seriously
they actually have great customer service also
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Even if you have collections on your report?
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So heres a update on my credit situation. Started out with a 540 last August. I got the Capital One secured credit card and put $250 on it. Used it a good bit and made multiple payments per month while keeping a balance each month. In December, I applied for the Quicksilver card and got approved for a $500 limit. I also got approved for the walmart, old navy, and pacsun cards in the same time frame. In February, i got approved for a auto loan through Capital One (although my interest was 21% 
but can easily make my payments each month). I've been paying my note on time and am ahead a half payment. I went to Vegas for memorial day weekend, and asked Capital One for a credit limit increase on my Quicksilver card. They gave me a $1k credit limit increase! 
Now my limit on the quicksilver is $1500 and on the secured card its $550 (they gave me a $300 credit limit increase a few months ago. I heard they barely give them on secured cards). I'm really pleased because i honestly thought I would never be able to have credit again
but can easily make my payments each month). I've been paying my note on time and am ahead a half payment. I went to Vegas for memorial day weekend, and asked Capital One for a credit limit increase on my Quicksilver card. They gave me a $1k credit limit increase! Now my limit on the quicksilver is $1500 and on the secured card its $550 (they gave me a $300 credit limit increase a few months ago. I heard they barely give them on secured cards). I'm really pleased because i honestly thought I would never be able to have credit again
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Who here has the citi 2% cash back card
