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RightWhat is this "savings" you speak of?
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RightWhat is this "savings" you speak of?
I personally consider retirement accounts as savings. They're designed to prevent you from touching the money until you're of age which is really the point of savingKinda skimmed through the article but i wonder if they're making a distinction between cash people have saved and money people have in money market accounts, like a 401k, roth etc. I save about 15-20% of my check...but once I get to about 15k-20k in the bank, i'm gonna keeping most of my "savings" in my 401k. Depending on your life style/spending habits it really doesn't make sense to have lump sums of money sitting in the bank collectiong .01% interest.
What is this "savings" you speak of?
Let's not talk about this
Got a cat feeling worse than a virgin playing "never have I ever"
I blame rent prices and student loans
I personally consider retirement accounts as savings. They're designed to prevent you from touching the money until you're of age which is really the point of savingKinda skimmed through the article but i wonder if they're making a distinction between cash people have saved and money people have in money market accounts, like a 401k, roth etc. I save about 15-20% of my check...but once I get to about 15k-20k in the bank, i'm gonna keeping most of my "savings" in my 401k. Depending on your life style/spending habits it really doesn't make sense to have lump sums of money sitting in the bank collectiong .01% interest.