- Sep 28, 2003
- 28,234
- 12,587
That's what I thought or he is just saving money. Doubt it has to do with not appearing reckless in order to get approved for a loan.Dude probably just want's to use that 200 plus on stuff for his house instead
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That's what I thought or he is just saving money. Doubt it has to do with not appearing reckless in order to get approved for a loan.Dude probably just want's to use that 200 plus on stuff for his house instead
They look at credit utilization and payment history. They don’t care what you buy.Banks look at your spending habits at both pre-approval and like a week before closing. It’s not that you can’t buy anything it just looks bad if you’re spending recklessly before someone loans you a sizable amount of money (granted we never touch the banks actual money).
They look at credit utilization and payment history. They don’t care what you buy.
That's what I thought or he is just saving money. Doubt it has to do with not appearing reckless in order to get approved for a loan.
What state are you guys in? $200 is a drop in the bucket compared to a house, why would banks care?
I'm not passing judgement, nor do I think anyone else is. Some of us just think it's a myth about the bank minding that you spend $200 at footlocker when applying for a loan.How about we let dudes do what they want with their bread...
They BETTER give us anti boot Infrareds if these look like this.
They don't. The idea that I'm in the process of buying a house and I spend a couple hundred bucks at the mall, and my bank sets off a red flag as a result, is nonsense. Banks look at credit score, credit history, debt obligations, income ... they don't look at your credit card bill for the month and go yo, this joker dropped $200 at Footlocker last week, pull his approval! If I had a bank playing that kind of micromanagement game with me, I'd soon have a new bank. If this is actually happening, it seems to me the bank is really thinking you don't qualify for the mortgage in the first place.
Banks look at credit score, credit history, debt obligations, income ...If this is actually happening, it seems to me the bank is really thinking you don't qualify for the mortgage in the first place.
I'm not passing judgement, nor do I think anyone else is. Some of us just think it's a myth about the bank minding that you spend $200 at footlocker when applying for a loan.
They BETTER give us anti boot Infrareds if these look like this.
That toe box