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Nope. Nothing at all.
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
- Start date
Nope. Nothing at all.
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What kind of utilization are you showing? Only other thing I can think of to jump that much is that you had over 10% on a few cards and this month you only let one report with utilization under 10% or something
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I owed $135 on one card on my May FICO, and $301 on one card on my June FICO. I have over $60K in available credit.
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No clue then. Maybe you passed some kind of age of accounts milestone
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Paid down a few cards this week..including paying off one card..I paid $2900 towards CCs in the past week..the other open card only has $300 left..and my other remaining cards is 0% APR til June 2017 
*Never gonna pay interest on a card again
*Never gonna pay interest on a card again
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I just looked into that. My oldest card is now 3 years, average age is 2 years. Doesn't sound like much but this must have something to do with it. Thanks bro.
It's just frustrating, I want to buy a condo next year and I'm paying off everything in full on time, no new inquiries, etc and the FICO jumps up and down randomly even if I do everything right. There's no reason I shouldn't get the lowest rate, but who knows what my credit score will be on the day a mortgage company pulls it. I hate this stupid system
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I thought discover was easy to get approved, my bro in law tried with no credit and got denied
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I thought discover was easy to get approved, my bro in law tried with no credit and got denied
sheesh I got someone approved that just got out of bankruptcy last yr lol.
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Just broke the 800 club. I feel like Ciara and Russ.
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Yeah i asked if he filled out everything fine, says yeah but i have a slight doubt
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So awhile back I was in here asking about a credit card, and I was declined by Discover. Then I tried to get a card for J. Crew, applied and haven't heard back from them since smh. I know it's recommended that you wait six months before applying again, but I really want to start building my credit up prior to graduating next year. My credit score is low enough at 609 that I'm concerned about building it up. Any advice?
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Get a secured card.
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For applying with discover what would someone out under monthly rent payment when they don't pay rent?
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Put zero? Lol
301216baller
Banned
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Put us on game
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I dont know man. Just got to stay low and build. I don't have any debt outside of student loans. I pay my recurring bills charged to my credit card once I get the statement.
The score from my Citi card and the score from CK are in the same area too.
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I don't really want to do that, I feel as though that's last resort. Plus, don't I have to put a certain amount of money down?
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You're not getting accepted anywhere else? You are at your last resort. Get a secured card. Money needed can be as low as $200 in an account to use.
lightweight champion
Banned
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$300 at Bank of America.
$500 at most Credit Unions.
It's not like you don't get that money back when you close the card, if you're not getting accepted anywhere you pretty much don't have a choice.
$500 at most Credit Unions.
It's not like you don't get that money back when you close the card, if you're not getting accepted anywhere you pretty much don't have a choice.
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Well i FINALLY got approved for the Discover It Card this morning 
, $1k starting limit. I applied like 3-4 times in the last year. I had horrible credit until last year when i started rebuilding using the Capital One Secured card. Got a credit limit increase in May on my Quicksilver card, from $500 to $2000. Got a credit limit increase on all of my store cards as well. I tried for the Capital One Venture card today and got denied 
I did the preapproval for BOA and got preapproved for their Travel Card, should i go for it?
, $1k starting limit. I applied like 3-4 times in the last year. I had horrible credit until last year when i started rebuilding using the Capital One Secured card. Got a credit limit increase in May on my Quicksilver card, from $500 to $2000. Got a credit limit increase on all of my store cards as well. I tried for the Capital One Venture card today and got denied I did the preapproval for BOA and got preapproved for their Travel Card, should i go for it?
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Just got approved for Discover my first CC. Ready to build this credit score. Seriously thank you all for your help I learned so much from this thread you don't even know.
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Well I've only really applied for Discover, but I do get capital one offers in the mail. I don't like those, I might try AMEX.
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If you've been denied by Discover I seriously doubt AMEX approves you.
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Amex won't approve you.
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Never know. I applied for discover twice and got rejected. I applied for Amex everyday card and got approved last year. Now discover is hitting me to reapply .
