Checks vs Direct Deposit

Discussion in 'General' started by KingdomFlatbush, Nov 6, 2015.

  1. KingdomFlatbush

    KingdomFlatbush

    8,794
    4,964
    Joined
    Apr 27, 2014
    Such a simple thing that we take for granted.

    Years ago, at my first job, I used to have to drive to work and beg someone to give me my physical check which was usually like 90 bucks :lol:

    Another job I had (which I still loved) I had to manually fill out an invoice sheet every other week and send it in, and then every other Friday I would hope that my physical check came with no discrepancies and that I could make it to an ATM in time to deposit before the 9pm weekend cutoff :smh: and I was still always broke


    Now I get paid every single Friday so there's no "off" week, and waking up every Friday to see that bread just sitting your account feels good man :smile: still hate my job :smh:
     
  2. rillo561

    rillo561

    374
    363
    Joined
    Oct 18, 2017
    Just reminded me I got to pay bills :smh:

    Direct deposit>>>>>
     
    Last edited by a moderator: Nov 6, 2015
  3. you go boy

    you go boy

    13,779
    1,591
    Joined
    Aug 11, 2003
    Direct deposit is dope... i get paid every other Friday so when i wake up Friday morning i feel great seeing that money... the thing that sucks is the money comes in but goes back out for bills :smh:
     
    Last edited: Nov 6, 2015
  4. bostoiah

    bostoiah

    2,230
    252
    Joined
    May 13, 2013
    Direct deposit is dope for the convenience obviously. But back in high school I had a job where they gave you checks every other week. I wanted to save money so I didn't deposit those checks for months. Just kept them piling up and by the time I deposited it I was BANKING.

    I wish I can do that now but got bills to pay for ...
     
    shoefreakbaby likes this.
  5. omgitswes

    omgitswes

    18,405
    1,005
    Joined
    Apr 1, 2009
    Only time I didn't have direct deposit was when I was in high school. Having to go to the store even on off days to get your check wasn't the move.

    Having a full time job now that pays every Friday is dope, but makes saving money harder. I don't have to budget like I would when I would get paid biweekly. Even though it's the same amount, just knowing you have a paycheck coming in at the end of the week makes me justify purchases I wouldn't justify otherwise.
     
  6. beezygotsole

    beezygotsole

    4,735
    1,385
    Joined
    Nov 7, 2012
    Only job I had without direct deposit was kids footlocker, hated picking up and depositing checks such a waste of time.
     
  7. meast

    meast

    697
    183
    Joined
    Aug 21, 2012
    I'm at a job now where I get paid with checks after only working jobs with Direct Deposit.

    Mobile Deposit changed the game now.
     
  8. luckyluchiano

    luckyluchiano

    14,502
    3,854
    Joined
    May 27, 2003
    Yup, real easy if you need to send money to someone with a diff bank, just right the check right then and there and they can put it in their phone instantly.
     
  9. KingdomFlatbush

    KingdomFlatbush

    8,794
    4,964
    Joined
    Apr 27, 2014

    The weekly checks actually help me budget a lot. Since I always expect a deposit, I can knock out a few bills one week and just chill the next. I think it depends on allocation
     
  10. fantastic4our

    fantastic4our

    7,070
    524
    Joined
    Mar 9, 2001
    I used to do the same. "Oh I'm getting paid again Friday! *buys stupid ***** "
     
  11. yeah

    yeah

    4,320
    4,652
    Joined
    Dec 1, 2011
    I don't mean to pocket watch @omgitswes (que "I'm from Brooklyn, we don't do that" /dame) but something that helped me save and budget was opening up another bank account and allocating a percentage of my deposit to it. I leave the debit card at home so I'm not tempted to use it while out and about.

    I miss the nostalgia of checks. Don't miss having to catch the bus on Friday to pick them up and making up excuses for why I couldn't take peoples' Friday night shifts tho. "I'll let you have my tips!" :lol:
     
    Last edited: Nov 6, 2015
  12. KingdomFlatbush

    KingdomFlatbush

    8,794
    4,964
    Joined
    Apr 27, 2014
    Way to save account or equivalent is the way to go.

    It automatically takes a percentage of your debit card swipes or withdrawls and puts it in the savings account.

    In like 2 months you'll easily have a couple hundred saved up.
     
  13. adobecs4

    adobecs4

    15,638
    4,060
    Joined
    Mar 9, 2010
    Just reminded me of my tuitions payment coming up. Being broke ftl :x
     
  14. adobecs4

    adobecs4

    15,638
    4,060
    Joined
    Mar 9, 2010
    I need info on this bro
     
  15. KingdomFlatbush

    KingdomFlatbush

    8,794
    4,964
    Joined
    Apr 27, 2014
    I'm with Wells Fargo, it's called a Way To Save account. IDK what bank you're with but I'd call and inquire as to if they have a similar service. It really did help me out during my brokeboi days.

    But on the other hand, it's really just an automatic version of something you can do yourself. If you take a certain percent of all your purchases and deposit in a savings account, it's basically the same thing.
     
    adobecs4 likes this.
  16. 6 Rings G.O.A.T.

    6 Rings G.O.A.T.

    69,197
    15,142
    Joined
    Feb 12, 2006
    I still know people that prefer paper checks..
     
  17. $tacy

    $tacy formerly willchamberlain

    21,014
    9,055
    Joined
    Nov 25, 2012
    Direct deposit the goat. I was doing paper checks back in 12 getting paid every other Friday. Now I got dd and get paid every Thursday. Working afternoons I don't get to even spend the money til Saturday. But how I save, outside of bills, I just spend out every other check.
     
  18. jaymosenvied

    jaymosenvied

    3,917
    1,489
    Joined
    Nov 1, 2005
    Direct deposit is really convenient since the funds automatically go into your account and that saves a trip to the bank. I used to collect my paper checks and cash them at once and I like that it's tangible. I like to have the money in my hand.
     
  19. KingdomFlatbush

    KingdomFlatbush

    8,794
    4,964
    Joined
    Apr 27, 2014

    Bill pay one week, straight flossing the next :pimp:
     
  20. harlemtothebronx

    harlemtothebronx

    33,561
    6,045
    Joined
    Dec 26, 2003
    With direct deposit and bill pay I never have to even see my money ever.:pimp:

    :smh:

    Bills.:x
     
    Last edited: Nov 6, 2015