- Aug 21, 2010
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How old is op? Age and record points will do it to you. More so if the car is brand new.
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- Thread in 'General' Thread starter Started by futurehendrix,
- Start date
- Apr 12, 2013
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23 got in like 3-5 wrecks total can't even remember how many. 2 traffic violations. My mom n daddy say f u get ur own. Don't want to risk premium to going up
- Jul 2, 2014
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I'm sure people that do this already have a great living expenses. And already got a house or nice apartment. So this anology is irrelevant.
- Oct 10, 2013
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of course I can. See I'd rather save or invest that money then waste it to have a new car every 3 years. I don't have a wasteful mindset like most people.
It's just like people on the att next plan. The gimmick you always pay for a phone but you get a new one every year. If you don't want/need a new phone, too bad
you're paying either way. "But you want the new iPhone anyway".
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- Oct 10, 2013
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Can't tell if serious or not........
- Oct 28, 2005
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my mom is talking about buying a new mercedez SUV :x
told her to get a used one and she said she doesnt want someone else's car, and that she already has a used car
ridiculous imo
i dont think I'll ever own a brand new car
told her to get a used one and she said she doesnt want someone else's car, and that she already has a used car
ridiculous imo
i dont think I'll ever own a brand new car
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- Nov 6, 2012
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Ya feel me? Dudes acting like 210K isn't a lot of money when they will probably never see 100K in their account let alone that 20K being wasted per lease.
blastercombo
Dudes out here leasing phones like that's the wave.
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- Oct 14, 2008
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See buying luxury def doesn't make sense ever unless you have too much cash to burn. Maintenance will kill you. Buying a middle class car like a Honda or Toyota that are made to last does make sense if you plan to keep a car 10 years. But it really defends on what you want.
- Jun 4, 2008
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You guys are so ridiculous talking about 210k could've gone towards a house.
Y'all act like financing would've actually saved you 210k...completely ignoring the money that you'll spend on the garbage that you would own.
You say you'd have about 4 cars. In that span.
Let's say each car costs you about 50k when all taxes and interest are factored in. 4 cars in will have you in on 200k. That's the money you'd have 4 spent on cars that are probably trash 20 if you keep them at 20 years old, So you have a Fully loaded Camry or entry level luxury...big ******* deal.
So really you looking at 10k as money saved vs leasing. Not to mention whatever major repairs would've happened in that span.
So tell me more about this 210k that you would have to buy a home?
You savin pennies while I'm savin headaches.
I'm from NY, what the **** ima do with 4 cars?
- Aug 21, 2010
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Ouch! In my opinion, you're better off getting a good used car with that 10k. Any type of finance you will be required to get full coverage. Buy a good used car, insurance will be more affordable, be careful to not get anymore points and wait until the ones you currently have drop off. At 20, I already 2 accidents on my record. Then more down the line I got a few more moving violations. It was a struggle for a long time for me.
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- Nov 6, 2012
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The money saved from not having a payment equals pennies? Okay
The 3 years of no payments that I have had so far is 18K saved. If I keep my current car that is perfectly fine for another 5 years thats a total of 48K saved from not having payments. These numbers are from the example that someone else posted (18K payed for 3yr lease)
Also if you can afford to lease how can you not afford maintenance on a payed off car?
The 3 years of no payments that I have had so far is 18K saved. If I keep my current car that is perfectly fine for another 5 years thats a total of 48K saved from not having payments. These numbers are from the example that someone else posted (18K payed for 3yr lease)
Also if you can afford to lease how can you not afford maintenance on a payed off car?
- Jun 4, 2008
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I don't care about the money when you're not making a payment.
If we are going from the same example I used vs having 4 cars in that same 35 yr span.
You still would've spent 210k to have 4 cars that you probably won't get as much as you hope you would.
The times that you did engage in a finance you'll spend double what I'm spending on a car note to drive a car lesser than mine.
That's a small price to pay when you think of all the other luxuries people enjoy in life.
Ima die one day, b.
I ain't taking no 4 cars with me.
Keep your lemons.
If we are going from the same example I used vs having 4 cars in that same 35 yr span.
You still would've spent 210k to have 4 cars that you probably won't get as much as you hope you would.
The times that you did engage in a finance you'll spend double what I'm spending on a car note to drive a car lesser than mine.
That's a small price to pay when you think of all the other luxuries people enjoy in life.
Ima die one day, b.
I ain't taking no 4 cars with me.
Keep your lemons.
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- Sep 20, 2014
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bravelude
Banned
- Dec 29, 2013
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pretty much owning allows you to maximize usage of useful life and amortized cost.
- Apr 15, 2013
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Why...
- Nov 6, 2012
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Doesn't care about saving money not even 50K because thats pennies. But his statement about an older car being lesser than his explains his views. Different strokes for different folks.
- Jul 29, 2005
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- Oct 10, 2013
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Cars 50k after taxes? Bruh, how about 22k each after taxes? Then selling them for 3-4k to buy a new one? That makes your argument null and void. That's at least a 100k difference. Pennies though huh?
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- Jun 3, 2011
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my toyota has lasted me 10 years 
- Nov 6, 2012
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That's exactly what my dad does. Rinse and repeat, I will be doing the same.
Cars get you from point A to B you spend more time in your commuter than a luxury anyway. Can't stunt everyday in that leased luxury gotta watch your mileage, b.
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- Jun 4, 2008
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Ok so you go with the core minimum from your car if your 5 yr loan only costs you 22k (we are assuming these are all financing new cars).
This is America though. Not everybody wants to shop at Target.
At the end if you go with even a 40k car you still 160 in and you own things that people don't want. In NY you can barely find parking with one car.
Just because things can last 10, years you can't knock people for not wanting to.
Your arguments always imply you are making some wiser financial decision.
I know people with this mentality but then they live in the city and spend 450 to park their 10 yr old car.
You're not wiser. You just choose to spend your money on other things.
- Jul 20, 2012
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Oh really . Please tell us how your investing is working out for you so far.
People say that **** all the damn time. 99 percent of the time they dont **** with their money but waste it.
At least say save it.
- Jul 20, 2012
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There you go.
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- Jun 4, 2008
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Everybody I know financing their car stay in the rat race like everyone else.
Where these savings takin y'all?
Homie got a bunch of accidents in his name and he prob always been ridin basic whips.
Where did this financial wisdom lead him to?
Where are yours leading you to?
At then end of the day that's what this argument is always really about.
Where these savings takin y'all?
Homie got a bunch of accidents in his name and he prob always been ridin basic whips.
Where did this financial wisdom lead him to?
Where are yours leading you to?
At then end of the day that's what this argument is always really about.
- Jun 4, 2009
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what does it feel like to pay for a car?
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