- 70,364
- 111,714
- Joined
- Mar 31, 2011
Debt to income ratio. Most folks don't want to actually pay what they can fully afford. Don't want to be "house poor".Idk how the pre approval actually gets their numbers.
Mine was way more than I needed or felt comfortable taking.
We just refinanced to a 15 year mortgage gonna pay this place off in 10 and save 100 racks in interest.