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What numbers / formula did you use to determine if it was worth it? How much are you cash flowing?
For me it was different because I am currently house hacking. I live in one unit and rent out the second unit. After calculating all expenses, The rental pays for more than half the monthly mortgage. I know there are a lot of different formulas out there (1%, 2%, etc), but that varies a lot based on location and whether you find a great deal. I live in nyc which is a HCL area, so I might not be able to get 2% return. For me, I would calculate the mortgage amount with everything included, and then compare it to the rental comps in the area to see what kind of cash flow you can net per month. If you aren’t able to net more than a few hundred a month, I wouldn’t do it.