LIfe Insurance

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any of you guys have it? i was thinking about getting it, you never know what can happen to you
 
what are you, 60?

edit: TEAM RAW. I GET IT NOW.

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I have it just b/c my dad got it for me when I was young. Cash value option FTW
 
I got it. I ride a motorcycle so i wanna make sure my mom and my girl are well taken care of in the event of my untimely demise. Most major companies offer aplan. I'm maxed out on mine. You have to take a physical depending on how much coverage you want. I try to live a healthy lifestyle so my monthly policy isvery inexpensive. A good dude will continue to take care of his loved ones even after he's gone.
 
Originally Posted by herman818

I got it. I ride a motorcycle so i wanna make sure my mom and my girl are well taken care of in the event of my untimely demise. Most major companies offer a plan. I'm maxed out on mine. You have to take a physical depending on how much coverage you want. I try to live a healthy lifestyle so my monthly policy is very inexpensive. A good dude will continue to take care of his loved ones even after he's gone.

I like that makes me wanna get it even though im 15
 
i get it as a job benefit. one times my annual salary is the default. i can get many more times my annual salary, but i'm ned flanders when it comes toplaying it safe
 
I suggest you get on it asap.
Unless you would like to be cremated.
 
My mom got me some life insurance $10,000.. I'm 20 by the way.. When I get older, I'm going to add on to it.
 
im still covered under my parents, but once i turn 22 or 23 is when their coverage ends and i have to pick up my own.

ill make sure to have it WAY before then. my brother died 2 days before his 23 bday. he didnt have life insurance, he was actually in the process of getting anew policy.
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same thing with my uncle who just recently passed. he had insurance, but he wasnt paying on it
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If you have a specific or general question I can help you out. Just pm me.
 
You only need life insurance if people depend on your income for survival. So don't get it on your kids (You can be saving that money for college), and ifyou are single then you really don't need it. Married people, people w/ kids or other dependents should get it up until the point you are financiallystable and at an age where people no longer depend on your income as much.
 
Originally Posted by jbeezie

what are you, 60?

edit: TEAM RAW. I GET IT NOW.

roll.gif
are you dumb?

it's better to start it now when your premium is low.

I got one @ 22 and I'm done in 20 years. I'll be covered for the rest of my life with a CSV.

some of you cats stay spendin your money on useless crap when you should be thinking about your future.

and if you are single then you really don't need it.
reflects on where Americans are financially really. dont get it when you dont need it...which could potentially screw you up in the future whenyou need it.
 
The average funeral is about $8k, and outstanding debts don't just go away because your dead. Don't leave the burden on your family.
 
Unless you have someone depending on you for money there is ZERO reasons for you to have any kind of life insurance.
 
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