Need college Advice vol: Loans

 
This chart would completely change people's lives if they knew the power of saving early.
whats crazy is that I'm saving about $250 a month (401k and investment accounts not included) and I think I'm under saving
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That's based off something like 10-12% annual return.
 
I put into 401k/ investments about 425 a month. I want a house brah.

Just hard living at home lol.
 
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