~~~So NT Whats a Good Credit Card Company For a..~~~

[kidkidd]

..Young college student, since I started college i ran into a lot of emergency situations where dat plastic would've been much appreciated, any advice asto which company I should check into?..

If it helps, with my income now, I make about $280 a week, with my bills being only a car note of $190, insurance $225, and phone bill of about $65.

 

[richkarlmarx]

visa. they take it everywhere. student friendly plans too

 

[socluis90]

You might wana start at a credit union. They helped me a lot when I was getting started.

 

[kidkidd]

Originally Posted by socluis90

You might wana start at a credit union. They helped me a lot when I was getting started.

If you don't mind.. how exactly did they help you?

 

[rfx45]

Check with your local college bank/credit union.
Each college usually has at least one that helps their students out.

 

[gone in 60 seconds]

Credit Union is probably your best bet

 

[socluis90]

Originally Posted by kidKiDd

Originally Posted by socluis90

You might wana start at a credit union. They helped me a lot when I was getting started.

If you don't mind.. how exactly did they help you?

They give you credit (small amount) when no one else will. They'll keep your interest rate low/acceptable and aren't really out to get you like regularCC companies. After a few months of having credit with them you can move on to a real CC since you now have credit history. After that it's all smoothsailing and you better learn how to manage those 10k limit CC's or it'll bite you in the !@#.

 

[lilpro4u]

School Credit Union, or local one around your way..

Chase, and Bank of America are pretty good for student cards..

Watch out for APR's above 15%, and AF aka Annual Fees. Always pay you balances off in full every month as much as possible.