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Do most of you use credit karma in here? Just kinda nervous giving them all my info 
24 Looking to build Credit... What are some good tips on your first Credit Card
- Thread in 'General' Thread starter Started by trynafeelmink,
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I was nervous too but everyone in here vouched for it. It's clutch fam.Do most of you use credit karma in here? Just kinda nervous giving them all my info
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CK is 100% safe , they have improved their site so much its crazy. So much useful information on there now for free.
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It may have been a targeted reward. I saw it pop up on the account homepage when you scroll down and see all the different offers below your balance and stuff. It was the first one. Just had to click it to add it to my card.
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Yea the Amex Offers is pretty random sometimes. I got a Chevron 10% back in spring.
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I got that gas one too. 
They post to your account as credits against the original purchase.
They post to your account as credits against the original purchase.
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Do most of you use credit karma in here? Just kinda nervous giving them all my info
It's a 100% legit. Although the scores they give you are known to not be as accurate, you should use it mainly to monitor your credit report. It's great.
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The score I was given is about 10-15 points higher then my citi bank fico score
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I forgot who it was but man shoutout to you who gave me that ref link for DiscoverIT. $50 cashback just showed up today.
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What's the best credit card to rebuild credit?
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It's gonna be $100 end of the year ;-)
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Do you have negatives on your credit report? If so, go with a secured card and try to get pay for deletes for any collections and try to get any other negative items removed. If not, discover it has a double cash back promotion going on and I swear by it. They double all the cash back you earned after a year so essentially you're getting a card that's 2% cashback on everything, 10% rotating categories and 20-30% back with the discover deals portal. And if you use a referral link both parties get $50 cash back (also doubled after a year so essentially $100). They like thin files so as long as your report doesn't have negatives you should be approved
antidope
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I mostly only lurk this thread but what's the big deal about this Chase Sapphire card?
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I think you mean the Reserve card. 100K in sign up points. I believe $1500 of value in your first year of having the card.
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yes its been invaluableDo most of you use credit karma in here? Just kinda nervous giving them all my info
got the only late payment in my credit existance absolved with their dispute tool
found out the key factors for my scores etc
one thing i will say is their scores are not accurate. theyre guesses
App showed me at 700 or below like a month ago but i jus got a new mortgage and the Lender shows my current score as 736
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not only that.. $300 travel credit every year annually. So if you spend $300 on a flight, you'll be automatically credited $300. This can also include hotel/transportation. The annual fee is $450 but you get $300 travel credit until Jan 1st then another $300 travel credit is activated.. 3x points on travel and dining
cs02132
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My score went from 716 to 705 this month. I wonder why. I did spend a lot so maybe that's why? It's all paid off tho 
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Don't worry about month to month. Look at it 6 month timeframes like I do; just keep paying everything off and you'll be gucciMy score went from 716 to 705 this month. I wonder why. I did spend a lot so maybe that's why? It's all paid off tho
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Yeah if your not planning to use your credit for anything I'm not sure why people trip over the small month to month changes.
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Should have my Reserve card tomorrow. They shipped it via UPS.
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so this new reserve card is the new hot thing? 
we got a lot of people that travel alot i see
we got a lot of people that travel alot i see
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I dont really think travel, but using mileage points exchanged for cash. Thats possible right?
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I got an offer from Amex for the Platinum card...do charge cards affect your credit at all? Or is something like that mainly used for the perks of the card?
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Yea I think you can redeem it as cash, but it won't be worth nearly as much as it would if you redeem via ultimate rewards or even frequent flier programs
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Doesn't factor into your usage. Search the thread there's more in depth info.
