There are so many points of entry its ridiculous.
The most popular way are card skimmers. They're essentially just a device that skims the magnetic data from your card and saves it so that a scammer can load the same information on a blank card and make a copy of yours. I've seen skimmers that are small enough to fit inside of an ATM card slot. Very difficult to spot and almost impossible to stop.
The second way is stealing card info after its been used for a transaction, likely from the inside of an organization. This is what happened to Target.
Third way is the old fashion way, copying the info down. This can be done with cameras and specially trained birds, like crows (no lie).
They make devices that exploit those "tap to pay" cards as well...someone bumps into you and next thing you know you're buying bottles at Mansion
Its real out here. Tips to avoid becoming a victim:
1. Never use outdoor ATMs. Yes, this defeats the purpose of the convenience factor, but it beats that call to the Fraud Department.
2. Pry and try to shift the card reader and pinpad when you absolutely have to use an outdoor ATM. I've found a rogue pin pad this way.
3. Only use your card on private internet connections. Never on public WiFi. Starbucks, libraries, work, etc are all public.
4. Keep your card in a specialized case that prevents tap to pay theft. Not the best solution, but better than nothing.
5. Make smart choices and never let your card out of your sight. Even at restaurants, which is where a lot of card skimming happens by employees.
Should go without saying but also:
USE SECURE PASSWORDS FOR EVERYTHING. ESPECIALLY YOUR BANK IF YOU USE ONLINE BANKING.
Never save your card or payment info for auto fill on website forms.
If you are a repeat victim, look into getting a new SSN.
Hope this helps.
How else are you gonna get liquid doing these scams without connects in the bank?
Forging checks in 2014?
There's plenty of ways...How else are you gonna get liquid doing these scams without connects in the bank?
Forging checks in 2014?
This deserves endless reps. Sums up my generation as a whole. Everybody wants to live like these young rappers that are millionaires by the age of 25 and they get jealous. They sit and complain about "man I wish I had their life they just got lucky, why am I not rich?". Meanwhile they are making less than $10/hr and doing nothing to change it.Today's youth. Got caviar taste, but only want to put in sardine level work.
These kids kill me. Have no work experience, no trade or craft, nothing marketable about them, no education, no motivation for anything worthwhile, and they are upset that they can't get a job that pays more than $8 an hour.
homie said once I see that leather joggers zara fit it's automatically scammers, lol that's true but that's the low grade scammers, the real card dudes are taking trips and sleeping in balmains because it's nothing to them.
@ dudes asking to get put on.
Wanna dress like their favorite rapper and shine like meek, but are content with just a hs education.Dudes in here legitimately asking how to engage in carding (the term used for credit card scams etc).
Disgusting
Today's youth. Got caviar taste, but only want to put in sardine level work.
These kids kill me. Have no work experience, no trade or craft, nothing marketable about them, no education, no motivation for anything worthwhile, and they are upset that they can't get a job that pays more than $8 an hour.
